Plumas Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Accumulated other comprehensive income fell 3.6% from Q1 2026 to Q2 2026, ending at -$13.6M against -$13.1M. It was the largest change among the key lines on this page.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 11.77% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $260.8M |
| Tier 1 capital | $260.8M |
| Total risk-based capital | — |
| Total equity capital | $281.5M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 12.36% |
| Tangible equity to tangible assets | 11.02% |
| Equity capital to average assets | 12.51% |
| Internal capital growth rate | 6.80% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $2.4M |
| Common stock surplus | $116.6M |
| Retained earnings | $176.1M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$13.6M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 15.10% | 15.10% | 16.30% | 10.63% | $1.15B |
| Q4 2023 | 15.72% | 15.72% | 16.92% | 10.80% | $1.14B |
| Q1 2024 | 16.14% | 16.14% | 17.37% | 11.03% | $1.14B |
| Q2 2024 | 16.36% | 16.36% | 17.61% | 11.31% | $1.15B |
| Q3 2024 | 16.93% | 16.93% | 18.18% | 11.31% | $1.14B |
| Q4 2024 | 17.25% | 17.25% | 18.45% | 11.92% | $1.16B |
| Q1 2025 | 17.78% | 17.78% | 18.99% | 12.34% | $1.15B |
| Q2 2025 | 17.92% | 17.92% | 19.18% | 12.66% | $1.16B |
| Q3 2025 | 14.26% | 14.26% | 15.49% | 10.56% | $1.67B |
| Q4 2025 | 14.81% | 14.81% | 16.04% | 11.11% | $1.67B |
| Q1 2026 | 15.50% | 15.50% | 16.71% | 11.59% | $1.65B |
| Q2 2026 | — | — | — | 11.77% | — |
Plumas Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Plumas Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Plumas Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 23275) · FFIEC NIC profile (RSSD 670467)