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Plumas Bank: Non-Performing Assets Ratio

1.04% Ranks #713 of 3,644 U.S. banks · 80th percentile

Data as of · sourced from FFIEC call reports. How we update

Plumas Bank reported a non-performing assets ratio of 1.04% as of Q2 2026, ranking #713 of 3,644 U.S. banks (80th percentile). That is up 0.19 percentage points from 0.84% a year earlier, and above the 0.41% median of the 874 Large Community Banks ($1B–$10B in assets). The NPA ratio extends NPL to include other real estate owned (OREO), the full picture of distressed assets relative to the bank's size.

12-Quarter Trend

Q3 2023 Q2 2026 (latest)
Q2 2026 1.04%
Q1 2026 0.65%
Q4 2025 0.68%
Q3 2025 0.68%
Q2 2025 0.84%
Q1 2025 0.23%
Q4 2024 0.26%
Q3 2024 0.28%
Q2 2024 0.56%
Q1 2024 0.36%
Q4 2023 0.32%
Q3 2023 0.30%

National Context

Latest value 1.04%
National rank#713 of 3,644
Percentile 80th
12-quarter low0.23%
12-quarter high1.04%
Full rankingView leaderboard

What is the Non-Performing Assets Ratio?

Non-performing assets (NPAs) are a bank's non-performing loans plus other real estate owned (OREO), the property it has taken through foreclosure. The NPA ratio divides them by total assets, so it measures the whole stock of troubled assets, not only troubled loans.

Compare the NPA ratio with the NPL ratio. When OREO makes up a large share of NPAs, the bank has completed foreclosures but has not sold the property, which can mean a weak local real estate market. Because the denominator is total assets, a bank with a small loan book relative to its securities shows a lower NPA ratio than its loan problems deserve.

Full definition & formula →

Frequently asked questions

What is Plumas Bank's Non-Performing Assets Ratio?

Plumas Bank's Non-Performing Assets Ratio was 1.04% as of Q2 2026, ranking #713 of 3,644 U.S. banks.

What is the Non-Performing Assets Ratio?

Non-performing assets (NPAs) are a bank's non-performing loans plus other real estate owned (OREO), the property it has taken through foreclosure. The NPA ratio divides them by total assets, so it measures the whole stock of troubled assets, not only troubled loans.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Plumas Bank profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 23275) · FFIEC NIC profile (RSSD 670467)