Premier Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Premier Bank of Dubuque, IA against its peer group of 2757 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.20% | 1.25% | -0.05% | 45th below |
| ROAE | 14.90% | 13.17% | +1.73% | 65th above |
| Net Interest Margin | 3.32% | 3.95% | -0.63% | 20th bottom |
| Efficiency Ratio | 65.45% | 61.50% | +3.95% | 37th below |
| PPNR / Avg Assets | 1.24% | — | — | 30th below |
| Yield on Earning Assets | 4.70% | 5.67% | -0.97% | 13th bottom |
| Cost of Funds | 1.47% | 1.87% | -0.40% | 71st above |
| Net Interest Spread | 2.95% | — | — | 30th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.07% | 0.93% | -0.86% | 76th top |
| NPA / Total Assets | 0.22% | — | — | 58th above |
| NCO / Avg Loans | 0.15% | 0.15% | +0.00% | 15th bottom |
| ACL / Total Loans | 0.90% | — | — | 17th bottom |
| ACL / NPLs (Coverage) | 1370.12% | — | — | — |
| Texas Ratio | 2.57% | 6.06% | -3.49% | 51st above |
| Provision / NCO | 0.00% | — | — | 13th bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 12.40% | 17.18% | -4.78% | 21st bottom |
| Tier 1 Ratio | 12.40% | 17.21% | -4.81% | 21st bottom |
| Total Capital Ratio | 13.40% | — | — | 21st bottom |
| Leverage Ratio | 8.90% | 11.75% | -2.85% | 11th bottom |
| Equity / Assets | 8.04% | 10.98% | -2.94% | 13th bottom |
| TCE / Tangible Assets | 8.04% | — | — | 16th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 87.11% | 80.44% | +6.67% | 35th below |
| Core Deposit Ratio | 95.84% | 86.95% | +8.89% | 88th top |
| Wholesale Funding Ratio | 5.38% | — | — | 36th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 2.96% | — | — | 39th below |
| Loan Growth (Y/Y) | 4.58% | — | — | 44th below |
| Deposit Growth (Y/Y) | 3.98% | — | — | 50th above |
See Premier Bank's peers by name
The 2757 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Premier Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Premier Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Premier Bank peer analysis.