Prinsbank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Prinsbank of Prinsburg, MN against its peer group of 2757 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 4.41% | 1.25% | +3.16% | 99th top |
| ROAE | 36.63% | 12.22% | +24.41% | 99th top |
| Net Interest Margin | 4.16% | 3.95% | +0.21% | 62nd above |
| Efficiency Ratio | 58.75% | 63.71% | -4.96% | 57th above |
| PPNR / Avg Assets | 1.68% | — | — | 55th above |
| Yield on Earning Assets | 6.07% | 5.67% | +0.40% | 71st above |
| Cost of Funds | 2.41% | 1.87% | +0.54% | 18th bottom |
| Net Interest Spread | 3.28% | — | — | 47th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.29% | 0.88% | -0.59% | 58th above |
| NPA / Total Assets | 0.18% | — | — | 62nd above |
| NCO / Avg Loans | 0.74% | 0.15% | +0.59% | 4th bottom |
| ACL / Total Loans | 5.50% | — | — | 100th top |
| ACL / NPLs (Coverage) | 1871.58% | — | — | — |
| Texas Ratio | 1.21% | 5.96% | -4.75% | 66th above |
| Provision / NCO | -643.57% | — | — | 2nd bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 17.59% | 17.18% | +0.41% | 67th above |
| Tier 1 Ratio | 17.59% | 17.21% | +0.38% | 67th above |
| Total Capital Ratio | 18.89% | — | — | 68th above |
| Leverage Ratio | 11.99% | 11.75% | +0.24% | 65th above |
| Equity / Assets | 12.23% | 10.98% | +1.25% | 73rd above |
| TCE / Tangible Assets | 11.65% | — | — | 70th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 71.98% | 80.44% | -8.46% | 68th above |
| Core Deposit Ratio | 81.24% | 86.95% | -5.71% | 19th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 39.28% | — | — | 98th top |
| Loan Growth (Y/Y) | 44.35% | — | — | 98th top |
| Deposit Growth (Y/Y) | 43.74% | — | — | 99th top |
See Prinsbank's peers by name
The 2757 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Prinsbank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Prinsbank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Prinsbank peer analysis.