Producers Bank & Trust: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Producers Bank & Trust of McGehee, AR against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.51% | 1.35% | +0.16% | 64th above |
| ROAE | 6.88% | 12.06% | -5.18% | 21st bottom |
| Net Interest Margin | 4.06% | 3.90% | +0.16% | 57th above |
| Efficiency Ratio | 57.35% | 63.15% | -5.80% | 62nd above |
| PPNR / Avg Assets | 1.80% | 1.64% | +0.16% | 62nd above |
| Yield on Earning Assets | 5.98% | 5.65% | +0.33% | 68th above |
| Cost of Funds | 2.42% | 1.85% | +0.57% | 18th bottom |
| Net Interest Spread | 2.89% | 3.35% | -0.46% | 28th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.57% | 0.92% | -0.35% | 42nd below |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.42% | 0.67% | -0.25% | 43rd below |
| NCO / Avg Loans | 0.76% | 0.14% | +0.62% | 4th bottom |
| ACL / Total Loans | 1.71% | 1.28% | +0.43% | 87th top |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 299.55% | 1645.71% | -1346.16% | 60th above |
| Texas Ratio | 1.79% | 7.15% | -5.36% | 65th above |
| Provision / NCO | 66.46% | 1189.88% | -1123.42% | 32nd below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 22.09% | 12.46% | +9.63% | 97th top |
| Equity / Assets | 21.92% | 11.67% | +10.25% | 97th top |
| TCE / Tangible Assets | 21.92% | 11.40% | +10.52% | 97th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 97.34% | 78.64% | +18.70% | 15th bottom |
| Core Deposit Ratio | 73.85% | 87.10% | -13.25% | 8th bottom |
| Wholesale Funding Ratio | 2.34% | 5.11% | -2.77% | 63rd above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 14.86% | 6.47% | +8.39% | 91st top |
| Loan Growth (Y/Y) | 23.19% | 7.63% | +15.56% | 95th top |
| Deposit Growth (Y/Y) | 3.89% | 6.02% | -2.13% | 49th below |
See Producers Bank & Trust's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Producers Bank & Trust, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Producers Bank & Trust profile, how to read a UBPR, or how this data updates.