Progressive Ozark Bank: Net Charge-Off Ratio
Data as of · sourced from FFIEC call reports. How we update
Progressive Ozark Bank reported a net charge-off ratio of 0.03% as of Q2 2026, ranking #1,334 of 3,651 U.S. banks (63rd percentile). The Net Charge-Off (NCO) ratio measures loans actually written off as uncollectible, the realized credit loss number that follows non-performing loans.
12-Quarter Trend
National Context
What is the Net Charge-Off Ratio?
The Net Charge-Off ratio (annualized) measures loans actually written off as uncollectible (less subsequent recoveries) divided by average loans outstanding. It is the realized credit loss experience of the bank.
Most US community banks report annualized NCO between 0.1% and 0.5%. Consumer-heavy or credit-card-issuing banks can report 2-5% as a normal range (different risk model). Compare to historical trend, NCO spikes typically precede recessions by 1-2 quarters.
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What is Progressive Ozark Bank's Net Charge-Off Ratio?
Progressive Ozark Bank's Net Charge-Off Ratio was 0.03% as of Q2 2026, ranking #1334 of 3,651 U.S. banks.
What is the Net Charge-Off Ratio?
The Net Charge-Off ratio (annualized) measures loans actually written off as uncollectible (less subsequent recoveries) divided by average loans outstanding. It is the realized credit loss experience of the bank.
More Progressive Ozark Bank metrics
Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Progressive Ozark Bank profile or how this data updates. The figures come from the bank's call report.
Regulator records: FDIC BankFind (cert 31488) · FFIEC NIC profile (RSSD 143372)