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Putnam County State Bank: Return on Average Equity

14.32% Ranks #1,374 of 3,650 U.S. banks · 62nd percentile

Data as of · sourced from FFIEC call reports. How we update

Putnam County State Bank reported a return on average equity of 14.32% as of Q2 2026, ranking #1,374 of 3,650 U.S. banks (62nd percentile). Return on Equity (ROE) is the rate of return banks earn on common shareholders' equity, the standard equity-investor measure of bank profitability.

12-Quarter Trend

Q3 2023 Latest
Q2 2026 14.32%
Q1 2026 12.49%
Q4 2025 10.04%
Q3 2025 14.62%
Q2 2025 15.13%
Q1 2025 12.58%
Q4 2024 12.23%
Q3 2024 10.68%
Q2 2024 13.80%
Q1 2024 12.15%
Q4 2023 11.33%
Q3 2023 12.85%

National Context

Latest value 14.32%
National rank#1,374 of 3,650
Percentile 62nd
12-quarter low10.04%
12-quarter high15.13%
Full rankingView leaderboard

What is the Return on Average Equity?

Return on Average Equity measures net income against the bank's average shareholders' equity. It is the most-watched profitability metric for equity investors, the rate of return earned on the shareholders' invested capital.

Most healthy US community banks report ROE between 8% and 15%. Above 15% is excellent. Below 6% means the bank is likely destroying value relative to its cost of equity (typically estimated at 8–10% for community banks).

Full definition & formula →

Frequently asked questions

What is Putnam County State Bank's Return on Average Equity?

Putnam County State Bank's Return on Average Equity was 14.32% as of Q2 2026, ranking #1374 of 3,650 U.S. banks.

What is the Return on Average Equity?

Return on Average Equity measures net income against the bank's average shareholders' equity. It is the most-watched profitability metric for equity investors, the rate of return earned on the shareholders' invested capital.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Putnam County State Bank profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 22895) · FFIEC NIC profile (RSSD 382658)