Quad City Bank and Trust Company: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Quad City Bank and Trust Company of Bettendorf, IA against its peer group of 927 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.60% | 1.46% | +0.14% | 71st above |
| ROAE | 15.13% | 12.69% | +2.44% | 72nd above |
| Net Interest Margin | 2.96% | 3.85% | -0.89% | 13th bottom |
| Efficiency Ratio | 47.81% | 57.41% | -9.60% | 80th top |
| PPNR / Avg Assets | 1.68% | 1.88% | -0.20% | 47th below |
| Yield on Earning Assets | 5.46% | 5.72% | -0.26% | 46th below |
| Cost of Funds | 2.75% | 2.02% | +0.73% | 13th bottom |
| Net Interest Spread | 2.34% | 3.18% | -0.84% | 14th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.50% | 1.00% | -0.50% | 58th above |
| NPA / Total Assets | 0.34% | 0.76% | -0.42% | 61st above |
| NCO / Avg Loans | 0.45% | 0.43% | +0.02% | 10th bottom |
| ACL / Total Loans Behind the peer average, ahead of the median peer. | 1.17% | 1.31% | -0.14% | 52nd above |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 232.48% | 564.72% | -332.24% | 60th above |
| Texas Ratio | 2.87% | 7.39% | -4.52% | 67th above |
| Provision / NCO | 21.37% | 619.30% | -597.93% | 14th bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 14.29% | 17.34% | -3.05% | 63rd above |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 14.29% | 17.37% | -3.08% | 62nd above |
| Total Capital Ratio Behind the peer average, ahead of the median peer. | 15.35% | 18.42% | -3.07% | 62nd above |
| Leverage Ratio Behind the peer average, ahead of the median peer. | 11.01% | 11.44% | -0.43% | 61st above |
| Equity / Assets | 11.36% | 11.33% | +0.03% | 66th above |
| TCE / Tangible Assets | 11.27% | 10.50% | +0.77% | 75th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 79.20% | 86.96% | -7.76% | 72nd above |
| Core Deposit Ratio | 90.39% | 85.55% | +4.84% | 60th above |
| Uninsured Deposit Ratio | 50.97% | 33.11% | +17.86% | 8th bottom |
| Wholesale Funding Ratio | 1.22% | 5.71% | -4.49% | 78th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 4.80% | 9.68% | -4.88% | 47th below |
| Loan Growth (Y/Y) | -6.71% | 8.07% | -14.78% | 4th bottom |
| Deposit Growth (Y/Y) | 3.63% | 7.88% | -4.25% | 42nd below |
See Quad City Bank and Trust Company's peers by name
The 927 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Quad City Bank and Trust Company, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Quad City Bank and Trust Company profile, how to read a UBPR, or how this data updates.