Quail Creek Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Quail Creek Bank of Oklahoma City, OK against its peer group of 2603 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.75% | 1.34% | +0.41% | 76th top |
| ROAE | 19.56% | 13.32% | +6.24% | 86th top |
| Net Interest Margin | 4.23% | 3.93% | +0.30% | 66th above |
| Efficiency Ratio | 56.96% | 61.13% | -4.17% | 63rd above |
| PPNR / Avg Assets | 1.81% | 1.68% | +0.13% | 63rd above |
| Yield on Earning Assets | 6.19% | 5.67% | +0.52% | 77th top |
| Cost of Funds | 2.13% | 1.88% | +0.25% | 30th below |
| Net Interest Spread | 3.38% | 3.32% | +0.06% | 53rd above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.53% | 0.94% | -0.41% | 43rd below |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.49% | 0.70% | -0.21% | 39th below |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.14% | 0.16% | -0.02% | 16th bottom |
| ACL / Total Loans | 1.16% | 1.28% | -0.12% | 46th below |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 216.93% | 1547.29% | -1330.36% | 50th above |
| Texas Ratio Ahead of the peer average, behind the median peer. | 7.32% | 7.34% | -0.02% | 30th below |
| Provision / NCO | 124.48% | 1396.42% | -1271.94% | 45th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 9.07% | 12.14% | -3.07% | 13th bottom |
| Equity / Assets | 8.68% | 11.37% | -2.69% | 22nd bottom |
| TCE / Tangible Assets | 8.68% | 11.09% | -2.41% | 26th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 81.90% | 80.66% | +1.24% | 47th below |
| Core Deposit Ratio | 73.20% | 86.86% | -13.66% | 7th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) Behind the peer average, ahead of the median peer. | 5.44% | 6.84% | -1.40% | 58th above |
| Loan Growth (Y/Y) | 2.28% | 7.92% | -5.64% | 32nd below |
| Deposit Growth (Y/Y) Behind the peer average, ahead of the median peer. | 5.48% | 6.29% | -0.81% | 60th above |
See Quail Creek Bank's peers by name
The 2603 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Quail Creek Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Quail Creek Bank profile, how to read a UBPR, or how this data updates.