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The Readlyn Savings Bank: Tier 1 Risk-Based Capital Ratio

26.80% Ranks #121 of 2,136 U.S. banks · 94th percentile

Data as of · sourced from FFIEC call reports. How we update

The Readlyn Savings Bank reported a tier 1 risk-based capital ratio of 26.80% as of Q2 2026, ranking #121 of 2,136 U.S. banks (94th percentile). Tier 1 Risk-Based Capital combines Common Equity Tier 1 plus Additional Tier 1 instruments, the broader capital measure after CET1.

12-Quarter Trend

Q3 2023 Latest
Q2 2026 26.80%
Q1 2026 26.29%
Q4 2025 26.22%
Q3 2025 25.89%
Q2 2025 24.86%
Q1 2025 24.62%
Q4 2024 25.13%
Q3 2024 25.15%
Q2 2024 24.36%
Q1 2024 23.59%
Q4 2023 23.14%
Q3 2023 23.89%

National Context

Latest value 26.80%
National rank#121 of 2,136
Percentile 94th
12-quarter low23.14%
12-quarter high26.80%
Full rankingView leaderboard

What is the Tier 1 Risk-Based Capital Ratio?

The Tier 1 Risk-Based Capital ratio measures a bank's Tier 1 capital (CET1 plus Additional Tier 1 instruments) against its risk-weighted assets. It is the broader of the two Tier-1 capital measures and is still the headline capital metric for most banking comparisons.

Read Tier 1 RBC alongside CET1: a large gap between them means the bank relies meaningfully on preferred stock for its capital base, which is more expensive and less flexible than common equity. Most community banks show Tier 1 RBC within 10–30bp of CET1.

Full definition & formula →

Frequently asked questions

What is The Readlyn Savings Bank's Tier 1 Risk-Based Capital Ratio?

The Readlyn Savings Bank's Tier 1 Risk-Based Capital Ratio was 26.80% as of Q2 2026, ranking #121 of 2,136 U.S. banks.

What is the Tier 1 Risk-Based Capital Ratio?

The Tier 1 Risk-Based Capital ratio measures a bank's Tier 1 capital (CET1 plus Additional Tier 1 instruments) against its risk-weighted assets. It is the broader of the two Tier-1 capital measures and is still the headline capital metric for most banking comparisons.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full The Readlyn Savings Bank profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 9300) · FFIEC NIC profile (RSSD 287342)