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Reliance State Bank: Return on Equity

7.48% Ranks #2,903 of 3,615 U.S. banks · 20th percentile

Data as of · sourced from FFIEC call reports. How we update

Reliance State Bank reported a return on equity of 7.48% as of Q2 2026, ranking #2,903 of 3,615 U.S. banks (20th percentile). That is up 3.54 percentage points from 3.94% a year earlier, and below the 12.32% median of the 1,872 Small Community Banks ($100M–$500M in assets). Return on Equity (ROE) is the rate of return banks earn on common shareholders' equity, the standard equity-investor measure of bank profitability.

12-Quarter Trend

Q3 2023 Q2 2026 (latest)
Q2 2026 7.48%
Q1 2026 9.05%
Q4 2025 9.68%
Q3 2025 11.84%
Q2 2025 3.94%
Q1 2025 11.89%
Q4 2024 9.21%
Q3 2024 5.26%
Q2 2024 7.52%
Q1 2024 8.49%
Q4 2023 5.88%
Q3 2023 7.63%

National Context

Latest value 7.48%
National rank#2,903 of 3,615
Percentile 20th
12-quarter low3.94%
12-quarter high11.89%
Full rankingView leaderboard

What is the Return on Equity?

Return on equity (ROE) is a bank's annualized net income divided by its average shareholders' equity, expressed as a percentage. It is the return the bank earns on the capital its owners have invested.

Read ROE together with ROA and the equity-to-assets ratio. ROE equals ROA times the ratio of assets to equity, so a bank can raise ROE by holding less capital without earning more on its assets; a high ROE built on thin capital is weaker than the same ROE built on a high ROA. Subchapter S banks pay no income tax at the bank level, so their ROE runs higher than a C corporation bank with the same pretax earnings. Share buybacks shrink equity and lift ROE with no change in profit.

Full definition & formula →

Frequently asked questions

What is Reliance State Bank's Return on Equity?

Reliance State Bank's Return on Equity was 7.48% as of Q2 2026, ranking #2903 of 3,615 U.S. banks.

What is the Return on Equity?

Return on equity (ROE) is a bank's annualized net income divided by its average shareholders' equity, expressed as a percentage. It is the return the bank earns on the capital its owners have invested.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Reliance State Bank profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 9299) · FFIEC NIC profile (RSSD 466044)