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River Bank & Trust: Return on Equity

16.64% Ranks #883 of 3,614 U.S. banks · 76th percentile

Data as of · sourced from FFIEC call reports. How we update

River Bank & Trust reported a return on equity of 16.64% as of Q2 2026, ranking #883 of 3,614 U.S. banks (76th percentile). That is down 0.46 percentage points from 17.10% a year earlier, and above the 12.58% median of the 855 Large Community Banks ($1B–$10B in assets). Return on Equity (ROE) is the rate of return banks earn on common shareholders' equity, the standard equity-investor measure of bank profitability.

12-Quarter Trend

Q3 2023 Q2 2026 (latest)
Q2 2026 16.64%
Q1 2026 17.19%
Q4 2025 13.66%
Q3 2025 14.30%
Q2 2025 17.10%
Q1 2025 12.77%
Q4 2024 12.85%
Q3 2024 13.74%
Q2 2024 13.19%
Q1 2024 10.49%
Q4 2023 15.18%
Q3 2023 12.64%

National Context

Latest value 16.64%
National rank#883 of 3,614
Percentile 76th
12-quarter low10.49%
12-quarter high17.19%
Full rankingView leaderboard

What is the Return on Equity?

Return on equity (ROE) is a bank's annualized net income divided by its average shareholders' equity, expressed as a percentage. It is the return the bank earns on the capital its owners have invested.

Read ROE together with ROA and the equity-to-assets ratio. ROE equals ROA times the ratio of assets to equity, so a bank can raise ROE by holding less capital without earning more on its assets; a high ROE built on thin capital is weaker than the same ROE built on a high ROA. Subchapter S banks pay no income tax at the bank level, so their ROE runs higher than a C corporation bank with the same pretax earnings. Share buybacks shrink equity and lift ROE with no change in profit.

Full definition & formula →

Frequently asked questions

What is River Bank & Trust's Return on Equity?

River Bank & Trust's Return on Equity was 16.64% as of Q2 2026, ranking #883 of 3,614 U.S. banks.

What is the Return on Equity?

Return on equity (ROE) is a bank's annualized net income divided by its average shareholders' equity, expressed as a percentage. It is the return the bank earns on the capital its owners have invested.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full River Bank & Trust profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 58255) · FFIEC NIC profile (RSSD 3437157)