Riverbank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Riverbank of Pocahontas, AR against its peer group of 2757 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.08% | 1.25% | -0.17% | 37th below |
| ROAE | 8.99% | 12.22% | -3.23% | 29th below |
| Net Interest Margin | 3.86% | 3.95% | -0.09% | 45th below |
| Efficiency Ratio | 54.32% | 63.71% | -9.39% | 71st above |
| PPNR / Avg Assets | 1.68% | — | — | 55th above |
| Yield on Earning Assets | 6.53% | 5.67% | +0.86% | 88th top |
| Cost of Funds | 2.84% | 1.87% | +0.97% | 8th bottom |
| Net Interest Spread | 3.51% | — | — | 59th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 3.42% | 0.88% | +2.54% | 5th bottom |
| NPA / Total Assets | 2.67% | — | — | 4th bottom |
| NCO / Avg Loans | -0.01% | 0.15% | -0.16% | 83rd top |
| ACL / Total Loans | 1.49% | — | — | 77th top |
| ACL / NPLs (Coverage) | 43.47% | — | — | 7th bottom |
| Texas Ratio | 10.09% | 5.96% | +4.13% | 18th bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 12.18% | 11.75% | +0.43% | 66th above |
| Equity / Assets | 11.49% | 10.98% | +0.51% | 65th above |
| TCE / Tangible Assets | 11.39% | — | — | 68th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 90.63% | 80.44% | +10.19% | 27th below |
| Core Deposit Ratio | 82.41% | 86.95% | -4.54% | 22nd bottom |
| Wholesale Funding Ratio | 1.72% | — | — | 72nd above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 11.85% | — | — | 87th top |
| Loan Growth (Y/Y) | 14.21% | — | — | 84th top |
| Deposit Growth (Y/Y) | 9.96% | — | — | 82nd top |
See Riverbank's peers by name
The 2757 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Riverbank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Riverbank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Riverbank peer analysis.