Riverhills Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Riverhills Bank of Vicksburg, MS against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 2.28% | 1.34% | +0.94% | 92nd top |
| ROAE | 18.48% | 13.31% | +5.17% | 81st top |
| Net Interest Margin | 4.44% | 3.93% | +0.51% | 77th top |
| Efficiency Ratio | 44.99% | 61.15% | -16.16% | 89th top |
| PPNR / Avg Assets | 2.48% | 1.68% | +0.80% | 89th top |
| Yield on Earning Assets | 5.99% | 5.67% | +0.32% | 68th above |
| Cost of Funds | 1.56% | 1.88% | -0.32% | 66th above |
| Net Interest Spread | 3.65% | 3.32% | +0.33% | 67th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.31% | 0.94% | -0.63% | 57th above |
| NPA / Total Assets | 0.19% | 0.70% | -0.51% | 61st above |
| NCO / Avg Loans | -0.03% | 0.16% | -0.19% | 93rd top |
| ACL / Total Loans | 2.07% | 1.28% | +0.79% | 94th top |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 660.24% | 1539.09% | -878.85% | 76th top |
| Texas Ratio | 2.76% | 7.33% | -4.57% | 55th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 12.54% | 12.14% | +0.40% | 70th above |
| Equity / Assets | 12.43% | 11.37% | +1.06% | 74th above |
| TCE / Tangible Assets | 12.43% | 11.09% | +1.34% | 76th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 67.90% | 80.64% | -12.74% | 74th above |
| Core Deposit Ratio | 90.00% | 86.86% | +3.14% | 54th above |
| Wholesale Funding Ratio | 0.25% | 5.04% | -4.79% | 94th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) Behind the peer average, ahead of the median peer. | 5.58% | 6.85% | -1.27% | 59th above |
| Loan Growth (Y/Y) | 39.22% | 7.89% | +31.33% | 98th top |
| Deposit Growth (Y/Y) Behind the peer average, ahead of the median peer. | 5.13% | 6.29% | -1.16% | 58th above |
See Riverhills Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Riverhills Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Riverhills Bank profile, how to read a UBPR, or how this data updates.