Rivers Edge Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Rivers Edge Bank of Marion, SD against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.71% | 1.35% | +0.36% | 74th above |
| ROAE | 19.08% | 12.05% | +7.03% | 84th top |
| Net Interest Margin | 3.98% | 3.90% | +0.08% | 52nd above |
| Efficiency Ratio | 53.87% | 63.15% | -9.28% | 72nd above |
| PPNR / Avg Assets | 1.81% | 1.64% | +0.17% | 63rd above |
| Yield on Earning Assets | 6.10% | 5.65% | +0.45% | 73rd above |
| Cost of Funds | 2.24% | 1.85% | +0.39% | 24th bottom |
| Net Interest Spread | 3.41% | 3.35% | +0.06% | 54th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.15% | 0.92% | -0.77% | 68th above |
| NPA / Total Assets | 0.11% | 0.67% | -0.56% | 68th above |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.10% | 0.15% | -0.05% | 19th bottom |
| ACL / Total Loans Behind the peer average, ahead of the median peer. | 1.27% | 1.28% | -0.01% | 58th above |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 852.71% | 1645.48% | -792.77% | 80th top |
| Texas Ratio | 1.35% | 7.15% | -5.80% | 69th above |
| Provision / NCO Behind the peer average, ahead of the median peer. | 625.00% | 1189.54% | -564.54% | 76th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 10.33% | 20.84% | -10.51% | 4th bottom |
| Tier 1 Ratio | 10.33% | 20.87% | -10.54% | 4th bottom |
| Total Capital Ratio | 11.58% | 21.94% | -10.36% | 5th bottom |
| Leverage Ratio | 8.30% | 12.47% | -4.17% | 4th bottom |
| Equity / Assets | 9.09% | 11.67% | -2.58% | 29th below |
| TCE / Tangible Assets | 8.14% | 11.40% | -3.26% | 18th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 92.47% | 78.64% | +13.83% | 23rd bottom |
| Core Deposit Ratio | 84.92% | 87.09% | -2.17% | 30th below |
| Wholesale Funding Ratio | 7.56% | 5.11% | +2.45% | 23rd bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 12.45% | 6.47% | +5.98% | 88th top |
| Loan Growth (Y/Y) | 16.32% | 7.64% | +8.68% | 88th top |
| Deposit Growth (Y/Y) | 9.95% | 6.02% | +3.93% | 82nd top |
See Rivers Edge Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Rivers Edge Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Rivers Edge Bank profile, how to read a UBPR, or how this data updates.