Riverside Bank of Dublin: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Brokered deposits to total deposits: 4.62 percentage points lower than in Q1 2026, at 2.96%. Riverside Bank of Dublin has the 15th lowest return on assets of the 156 banks headquartered in Ohio, at 0.24% as of Q2 2026. Riverside Bank of Dublin's return on assets of 0.24% is well below the 1.25% median for banks in the $100M-1B asset tier, a gap of 1.01 points (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 9.14% |
| Equity capital to assets | 9.22% |
| Tangible equity to tangible assets | 9.22% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.38% |
| Non-performing assets ratio | 0.33% |
| Net charge-off ratio | 0.00% |
| Texas ratio | 3.38% |
| Allowance for credit losses to loans | 0.78% |
| Reserve coverage of non-performing loans | 202.44% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 0.24% |
| Return on equity | 2.66% |
| Net interest margin | 3.07% |
| Efficiency ratio | 89.03% |
| Yield on earning assets | 6.10% |
| Cost of funds | 3.37% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 98.17% |
| Core deposits to total deposits | 83.47% |
| Brokered deposits to total deposits | 2.96% |
| Deposits to assets | 88.63% |
| Securities to assets | 2.50% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | Tier 1 leverage | ROA | Net interest margin | NPL ratio | Net charge-off ratio |
|---|---|---|---|---|---|
| Q3 2023 | 15.08% | 0.21% | 2.32% | 0.00% | 0.00% |
| Q4 2023 | 13.80% | 0.04% | 1.95% | 0.00% | 0.00% |
| Q1 2024 | 12.98% | 0.18% | 2.08% | 0.00% | 0.00% |
| Q2 2024 | 12.74% | -0.06% | 2.00% | 0.00% | 0.00% |
| Q3 2024 | 11.37% | 0.11% | 2.07% | 0.01% | 0.00% |
| Q4 2024 | 10.67% | 0.23% | 2.27% | 0.00% | 0.04% |
| Q1 2025 | 10.26% | 0.30% | 2.26% | 0.00% | 0.00% |
| Q2 2025 | 9.88% | 0.30% | 2.47% | 0.00% | 0.00% |
| Q3 2025 | 10.13% | 0.36% | 2.92% | 0.00% | 0.00% |
| Q4 2025 | 9.91% | 1.00% | 3.04% | 0.00% | 0.00% |
| Q1 2026 | 9.34% | 0.43% | 2.91% | 0.38% | 0.43% |
| Q2 2026 | 9.14% | 0.24% | 3.07% | 0.38% | 0.00% |
Riverside Bank of Dublin vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Riverside Bank of Dublin, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Riverside Bank of Dublin profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 59199) · FFIEC NIC profile (RSSD 5479478)