Rockland Savings Bank, FSB: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Loans and leases to core deposits climbed 7.80 percentage points in Q2 2026, from 125.25% to 133.05%. It was the largest change from Q1 2026 among the key lines here. Rockland Savings Bank, FSB ranks 4th of 22 Maine banks on loan-to-deposit ratio, in the upper half at 113.81% (Q2 2026). Rockland Savings Bank, FSB's loan-to-deposit ratio of 113.81% is well above the 67.62% median for banks in the < $100M asset tier, a gap of 46.19 points (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $2.8M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $10.4M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $108K |
| Other borrowed money | $12.5M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 13.77% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 113.81% |
| Net loans and leases to deposits | 112.90% |
| Loans and leases to core deposits | 133.05% |
| Core deposits to total deposits | 85.54% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 97.38% | 87.86% | $0 | $0 |
| Q4 2023 | 102.31% | 88.12% | $0 | $7.0M |
| Q1 2024 | 107.23% | 88.48% | $0 | $10.0M |
| Q2 2024 | 115.19% | 89.42% | $0 | $15.0M |
| Q3 2024 | 107.70% | 87.84% | $4K | $9.0M |
| Q4 2024 | 108.92% | 87.55% | $0 | $9.6M |
| Q1 2025 | 111.34% | 86.77% | $78K | $11.3M |
| Q2 2025 | 109.34% | 86.01% | $0 | $10.5M |
| Q3 2025 | 107.37% | 86.75% | $164K | $9.0M |
| Q4 2025 | 109.44% | 87.46% | $0 | $10.8M |
| Q1 2026 | 110.67% | 88.36% | $0 | $11.5M |
| Q2 2026 | 113.81% | 85.54% | $108K | $12.5M |
Rockland Savings Bank, FSB liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Rockland Savings Bank, FSB, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Rockland Savings Bank, FSB profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 28369) · FFIEC NIC profile (RSSD 95677)