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Roxboro Savings Bank, SSB: Tier 1 Risk-Based Capital Ratio

38.92% Ranks #30 of 2,139 U.S. banks · 99th percentile

Data as of · sourced from FFIEC call reports. How we update

Roxboro Savings Bank, SSB reported a tier 1 risk-based capital ratio of 38.92% as of Q2 2026, ranking #30 of 2,139 U.S. banks (99th percentile). Tier 1 Risk-Based Capital combines Common Equity Tier 1 plus Additional Tier 1 instruments, the broader capital measure after CET1.

12-Quarter Trend

Q3 2023 Latest
Q2 2026 38.92%
Q1 2026 38.68%
Q4 2025 38.91%
Q3 2025 39.40%
Q2 2025 39.98%
Q1 2025 40.23%
Q4 2024 40.59%
Q3 2024 42.06%
Q2 2024 41.37%
Q1 2024 41.56%
Q4 2023 41.38%
Q3 2023 42.13%

National Context

Latest value 38.92%
National rank#30 of 2,139
Percentile 99th
12-quarter low38.68%
12-quarter high42.13%
Full rankingView leaderboard

What is the Tier 1 Risk-Based Capital Ratio?

The Tier 1 Risk-Based Capital ratio measures a bank's Tier 1 capital (CET1 plus Additional Tier 1 instruments) against its risk-weighted assets. It is the broader of the two Tier-1 capital measures and is still the headline capital metric for most banking comparisons.

Read Tier 1 RBC alongside CET1: a large gap between them means the bank relies meaningfully on preferred stock for its capital base, which is more expensive and less flexible than common equity. Most community banks show Tier 1 RBC within 10–30bp of CET1.

Full definition & formula →

Frequently asked questions

What is Roxboro Savings Bank, SSB's Tier 1 Risk-Based Capital Ratio?

Roxboro Savings Bank, SSB's Tier 1 Risk-Based Capital Ratio was 38.92% as of Q2 2026, ranking #30 of 2,139 U.S. banks.

What is the Tier 1 Risk-Based Capital Ratio?

The Tier 1 Risk-Based Capital ratio measures a bank's Tier 1 capital (CET1 plus Additional Tier 1 instruments) against its risk-weighted assets. It is the broader of the two Tier-1 capital measures and is still the headline capital metric for most banking comparisons.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Roxboro Savings Bank, SSB profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 28471) · FFIEC NIC profile (RSSD 472979)