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Saint Clair State Bank (Incorporated): Return on Average Equity

19.88% Ranks #330 of 3,651 U.S. banks · 91st percentile

Data as of · sourced from FFIEC call reports. How we update

Saint Clair State Bank (Incorporated) reported a return on average equity of 19.88% as of Q2 2026, ranking #330 of 3,651 U.S. banks (91st percentile). Return on Equity (ROE) is the rate of return banks earn on common shareholders' equity, the standard equity-investor measure of bank profitability.

12-Quarter Trend

Q4 2023 Latest
Q2 2026 19.88%
Q1 2026 19.84%
Q4 2025 6.98%
Q3 2025 19.38%
Q2 2025 17.61%
Q1 2025 17.87%
Q4 2024 1.32%
Q3 2024 18.64%
Q2 2024 16.35%
Q1 2024 16.12%
Q4 2023 0.09%

National Context

Latest value 19.88%
National rank#330 of 3,651
Percentile 91st
12-quarter low0.09%
12-quarter high19.88%
Full rankingView leaderboard

What is the Return on Average Equity?

Return on Average Equity measures net income against the bank's average shareholders' equity. It is the most-watched profitability metric for equity investors, the rate of return earned on the shareholders' invested capital.

Most healthy US community banks report ROE between 8% and 15%. Above 15% is excellent. Below 6% means the bank is likely destroying value relative to its cost of equity (typically estimated at 8–10% for community banks).

Full definition & formula →

Frequently asked questions

What is Saint Clair State Bank (Incorporated)'s Return on Average Equity?

Saint Clair State Bank (Incorporated)'s Return on Average Equity was 19.88% as of Q2 2026, ranking #330 of 3,651 U.S. banks.

What is the Return on Average Equity?

Return on Average Equity measures net income against the bank's average shareholders' equity. It is the most-watched profitability metric for equity investors, the rate of return earned on the shareholders' invested capital.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Saint Clair State Bank (Incorporated) profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 1903) · FFIEC NIC profile (RSSD 854753)