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Sanger Bank: Tier 1 Leverage Ratio

16.53% Ranks #217 of 3,622 U.S. banks · 94th percentile

Data as of · sourced from FFIEC call reports. How we update

Sanger Bank reported a tier 1 leverage ratio of 16.53% as of Q2 2026, ranking #217 of 3,622 U.S. banks (94th percentile). That is down 0.21 percentage points from 16.74% a year earlier, and above the 11.10% median of the 1,862 Small Community Banks ($100M–$500M in assets). The Tier 1 Leverage Ratio measures Tier 1 capital against unweighted average assets, a simpler backstop that prevents banks from gaming the risk-based capital rules.

12-Quarter Trend

Q3 2023 Q2 2026 (latest)
Q2 2026 16.53%
Q1 2026 16.17%
Q4 2025 15.88%
Q3 2025 16.58%
Q2 2025 16.74%
Q1 2025 16.42%
Q4 2024 15.97%
Q3 2024 16.08%
Q2 2024 16.06%
Q1 2024 15.67%
Q4 2023 14.99%
Q3 2023 14.91%

National Context

Latest value 16.53%
National rank#217 of 3,622
Percentile 94th
12-quarter low14.91%
12-quarter high16.74%
Full rankingView leaderboard

What is the Tier 1 Leverage Ratio?

The tier 1 leverage ratio is a bank's tier 1 capital divided by its average total consolidated assets. Unlike the risk-based ratios it gives every asset the same weight, so it caps how far a bank can stretch its balance sheet whatever the asset mix.

Read the leverage ratio next to the CET1 ratio. A bank with a 15% CET1 ratio and a 7% leverage ratio holds a large share of low-risk-weight assets such as securities and cash; when the two ratios are close, the balance sheet is loan-heavy. Very large banks run lower leverage ratios than community banks because their capital requirements bind on risk-based measures and the supplementary leverage ratio. Ratios far above 15% usually belong to trust and custody banks with small balance sheets.

Full definition & formula →

Frequently asked questions

What is Sanger Bank's Tier 1 Leverage Ratio?

Sanger Bank's Tier 1 Leverage Ratio was 16.53% as of Q2 2026, ranking #217 of 3,622 U.S. banks.

What is the Tier 1 Leverage Ratio?

The tier 1 leverage ratio is a bank's tier 1 capital divided by its average total consolidated assets. Unlike the risk-based ratios it gives every asset the same weight, so it caps how far a bank can stretch its balance sheet whatever the asset mix.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Sanger Bank profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 27043) · FFIEC NIC profile (RSSD 336361)