Schaumburg Bank & Trust Company, N.A.: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Schaumburg Bank & Trust Company, N.A. of Schaumburg, IL against its peer group of 927 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.67% | 1.46% | +0.21% | 75th top |
| ROAE | 17.61% | 12.69% | +4.92% | 83rd top |
| Net Interest Margin | 3.33% | 3.85% | -0.52% | 28th below |
| Efficiency Ratio | 34.94% | 57.42% | -22.48% | 96th top |
| PPNR / Avg Assets | 2.30% | 1.88% | +0.42% | 82nd top |
| Yield on Earning Assets | 5.42% | 5.72% | -0.30% | 43rd below |
| Cost of Funds | 2.29% | 2.02% | +0.27% | 31st below |
| Net Interest Spread | 2.62% | 3.18% | -0.56% | 25th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.33% | 1.00% | -0.67% | 71st above |
| NPA / Total Assets | 0.24% | 0.76% | -0.52% | 71st above |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.05% | 0.43% | -0.38% | 40th below |
| ACL / Total Loans | 0.51% | 1.31% | -0.80% | 3rd bottom |
| ACL / NPLs (Coverage) | 155.80% | 564.77% | -408.97% | 45th below |
| Texas Ratio | 2.84% | 7.39% | -4.55% | 67th above |
| Provision / NCO | -326.80% | 619.65% | -946.45% | 2nd bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 11.07% | 17.34% | -6.27% | 11th bottom |
| Tier 1 Ratio | 11.07% | 17.37% | -6.30% | 11th bottom |
| Total Capital Ratio | 11.62% | 18.43% | -6.81% | 5th bottom |
| Leverage Ratio | 9.36% | 11.44% | -2.08% | 20th bottom |
| Equity / Assets | 9.26% | 11.34% | -2.08% | 27th below |
| TCE / Tangible Assets | 8.69% | 10.50% | -1.81% | 25th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 84.26% | 86.96% | -2.70% | 60th above |
| Core Deposit Ratio | 80.78% | 85.56% | -4.78% | 22nd bottom |
| Uninsured Deposit Ratio | 33.69% | 33.13% | +0.56% | 43rd below |
| Wholesale Funding Ratio | 3.83% | 5.70% | -1.87% | 50th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) Behind the peer average, ahead of the median peer. | 7.05% | 9.68% | -2.63% | 62nd above |
| Loan Growth (Y/Y) | 2.16% | 8.06% | -5.90% | 29th below |
| Deposit Growth (Y/Y) Behind the peer average, ahead of the median peer. | 6.61% | 7.88% | -1.27% | 60th above |
See Schaumburg Bank & Trust Company, N.A.'s peers by name
The 927 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Schaumburg Bank & Trust Company, N.A., freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Schaumburg Bank & Trust Company, N.A. profile, how to read a UBPR, or how this data updates.