Scottsburg Building and Loan Association: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Cash and balances due from depository institutions climbed 33.5% in Q2 2026, from $3.6M to $4.7M. It was the largest change from Q1 2026 among the key lines here. Scottsburg Building and Loan Association ranks 60th of 87 Indiana banks on loan-to-deposit ratio, in the lower half at 77.46% (Q2 2026). Scottsburg Building and Loan Association reported 77.46% on loan-to-deposit ratio for Q2 2026, 9.83 points above the 67.62% median for banks in the < $100M asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $4.7M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $22.3M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $1.8M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 2.27% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 77.46% |
| Net loans and leases to deposits | 76.97% |
| Loans and leases to core deposits | 98.54% |
| Core deposits to total deposits | 72.90% |
| Brokered deposits to total deposits | 5.70% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 71.63% | 82.47% | $0 | $5.8M |
| Q4 2023 | 73.58% | 81.64% | $0 | $6.8M |
| Q1 2024 | 74.64% | 81.14% | $0 | $6.8M |
| Q2 2024 | 76.02% | 80.97% | $0 | $6.8M |
| Q3 2024 | 77.41% | 81.53% | $0 | $6.8M |
| Q4 2024 | 76.23% | 78.79% | $0 | $6.8M |
| Q1 2025 | 77.54% | 76.10% | $0 | $4.2M |
| Q2 2025 | 73.45% | 75.72% | $0 | $3.1M |
| Q3 2025 | 75.52% | 74.85% | $0 | $2.1M |
| Q4 2025 | 76.90% | 74.94% | $0 | $1.1M |
| Q1 2026 | 77.43% | 72.99% | $0 | $2.4M |
| Q2 2026 | 77.46% | 72.90% | $0 | $1.8M |
Scottsburg Building and Loan Association liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Scottsburg Building and Loan Association, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Scottsburg Building and Loan Association profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 29910) · FFIEC NIC profile (RSSD 735973)