Scottsdale Community Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Scottsdale Community Bank of Scottsdale, AZ against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.37% | 1.34% | -0.97% | 9th bottom |
| ROAE | 3.29% | 13.32% | -10.03% | 10th bottom |
| Net Interest Margin | 3.22% | 3.93% | -0.71% | 17th bottom |
| Efficiency Ratio | 88.74% | 61.14% | +27.60% | 7th bottom |
| PPNR / Avg Assets | 0.37% | 1.68% | -1.31% | 6th bottom |
| Yield on Earning Assets | 6.10% | 5.67% | +0.43% | 73rd above |
| Cost of Funds | 3.56% | 1.88% | +1.68% | 1st bottom |
| Net Interest Spread | 2.49% | 3.32% | -0.83% | 13th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 0.94% | -0.94% | 93rd top |
| NPA / Total Assets | 0.00% | 0.70% | -0.70% | 94th top |
| NCO / Avg Loans | 0.00% | 0.16% | -0.16% | 62nd above |
| ACL / Total Loans | 0.70% | 1.28% | -0.58% | 7th bottom |
| Texas Ratio | 19.66% | 7.33% | +12.33% | 8th bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio Behind the peer average, ahead of the median peer. | 11.37% | 12.14% | -0.77% | 56th above |
| Equity / Assets Behind the peer average, ahead of the median peer. | 10.51% | 11.37% | -0.86% | 53rd above |
| TCE / Tangible Assets Behind the peer average, ahead of the median peer. | 10.51% | 11.09% | -0.58% | 57th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 102.20% | 80.63% | +21.57% | 9th bottom |
| Core Deposit Ratio | 71.72% | 86.86% | -15.14% | 6th bottom |
| Wholesale Funding Ratio | 8.86% | 5.03% | +3.83% | 18th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 37.38% | 6.85% | +30.53% | 98th top |
| Loan Growth (Y/Y) | 50.89% | 7.90% | +42.99% | 99th top |
| Deposit Growth (Y/Y) | 45.67% | 6.28% | +39.39% | 99th top |
See Scottsdale Community Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Scottsdale Community Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Scottsdale Community Bank profile, how to read a UBPR, or how this data updates.