Security Bank, S.B.: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Security Bank, S.B. of Springfield, IL against its peer group of 2757 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.72% | 1.25% | -0.53% | 19th bottom |
| ROAE | 8.03% | 13.17% | -5.14% | 25th below |
| Net Interest Margin | 3.91% | 3.95% | -0.04% | 48th below |
| Efficiency Ratio | 76.66% | 61.50% | +15.16% | 16th bottom |
| PPNR / Avg Assets | 1.03% | — | — | 21st bottom |
| Yield on Earning Assets | 5.45% | 5.67% | -0.22% | 42nd below |
| Cost of Funds | 1.59% | 1.87% | -0.28% | 64th above |
| Net Interest Spread | 3.30% | — | — | 48th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.16% | 0.93% | -0.77% | 67th above |
| NPA / Total Assets | 0.09% | — | — | 71st above |
| NCO / Avg Loans | -0.01% | 0.15% | -0.16% | 86th top |
| ACL / Total Loans | 0.85% | — | — | 14th bottom |
| ACL / NPLs (Coverage) | 532.42% | — | — | 72nd above |
| Texas Ratio | 0.92% | 6.06% | -5.14% | 70th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 18.26% | 17.18% | +1.08% | 70th above |
| Tier 1 Ratio | 18.26% | 17.21% | +1.05% | 70th above |
| Total Capital Ratio | 19.14% | — | — | 69th above |
| Leverage Ratio | 10.09% | 11.75% | -1.66% | 34th below |
| Equity / Assets | 9.28% | 10.98% | -1.70% | 31st below |
| TCE / Tangible Assets | 9.28% | — | — | 35th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 74.13% | 80.44% | -6.31% | 64th above |
| Core Deposit Ratio | 94.28% | 86.95% | +7.33% | 81st top |
| Wholesale Funding Ratio | 14.55% | — | — | 5th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 12.93% | — | — | 89th top |
| Loan Growth (Y/Y) | 21.85% | — | — | 94th top |
| Deposit Growth (Y/Y) | -7.48% | — | — | 3rd bottom |
See Security Bank, S.B.'s peers by name
The 2757 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Security Bank, S.B., freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Security Bank, S.B. profile, how to read a UBPR, or how this data updates.