Security Savings Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Security Savings Bank of Canton, SD against its peer group of 2603 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.90% | 1.35% | -0.45% | 28th below |
| ROAE | 9.16% | 13.33% | -4.17% | 31st below |
| Net Interest Margin | 3.23% | 3.93% | -0.70% | 17th bottom |
| Efficiency Ratio | 70.69% | 61.13% | +9.56% | 27th below |
| PPNR / Avg Assets | 0.95% | 1.68% | -0.73% | 19th bottom |
| Yield on Earning Assets | 5.16% | 5.67% | -0.51% | 29th below |
| Cost of Funds | 2.05% | 1.88% | +0.17% | 34th below |
| Net Interest Spread | 2.64% | 3.32% | -0.68% | 18th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.10% | 0.94% | -0.84% | 73rd above |
| NPA / Total Assets | 0.08% | 0.70% | -0.62% | 73rd above |
| NCO / Avg Loans | -0.01% | 0.16% | -0.17% | 86th top |
| ACL / Total Loans | 1.07% | 1.28% | -0.21% | 34th below |
| ACL / NPLs (Coverage) | 1076.71% | 1546.40% | -469.69% | — |
| Texas Ratio | 0.77% | 7.34% | -6.57% | 76th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 10.27% | 19.49% | -9.22% | 4th bottom |
| Tier 1 Ratio | 10.27% | 19.53% | -9.26% | 4th bottom |
| Total Capital Ratio | 11.15% | 20.61% | -9.46% | 3rd bottom |
| Leverage Ratio | 9.38% | 12.14% | -2.76% | 19th bottom |
| Equity / Assets Behind the peer average, ahead of the median peer. | 10.31% | 11.37% | -1.06% | 50th above |
| TCE / Tangible Assets | 9.65% | 11.08% | -1.43% | 43rd below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 86.27% | 80.66% | +5.61% | 37th below |
| Core Deposit Ratio | 93.74% | 86.85% | +6.89% | 78th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 7.06% | 6.84% | +0.22% | 70th above |
| Loan Growth (Y/Y) | 2.37% | 7.92% | -5.55% | 33rd below |
| Deposit Growth (Y/Y) | 6.64% | 6.29% | +0.35% | 68th above |
See Security Savings Bank's peers by name
The 2603 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Security Savings Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Security Savings Bank profile, how to read a UBPR, or how this data updates.