Skip to main content

Security State Bank: Tier 1 Risk-Based Capital Ratio

13.55% Ranks #1,248 of 2,134 U.S. banks · 42nd percentile

Data as of · sourced from FFIEC call reports. How we update

Security State Bank reported a tier 1 risk-based capital ratio of 13.55% as of Q2 2026, ranking #1,248 of 2,134 U.S. banks (42nd percentile). That is below the 15.49% median of the 887 Small Community Banks ($100M–$500M in assets). Tier 1 Risk-Based Capital combines Common Equity Tier 1 plus Additional Tier 1 instruments, the broader capital measure after CET1.

4-Quarter Trend

Q3 2025 Q2 2026 (latest)
Q2 2026 13.55%
Q1 2026 11.72%
Q4 2025 12.33%
Q3 2025 13.09%

National Context

Latest value 13.55%
National rank#1,248 of 2,134
Percentile 42nd
4-quarter low11.72%
4-quarter high13.55%
Full rankingView leaderboard

What is the Tier 1 Risk-Based Capital Ratio?

The Tier 1 Risk-Based Capital ratio measures a bank's Tier 1 capital (CET1 plus Additional Tier 1 instruments) against its risk-weighted assets. It is the broader of the two Tier-1 capital measures and is still the headline capital metric for most banking comparisons.

Read Tier 1 RBC alongside CET1: a large gap between them means the bank relies meaningfully on preferred stock for its capital base, which is more expensive and less flexible than common equity. Most community banks show Tier 1 RBC within a few basis points of CET1. The bands below are BankRegReports analyst bands, not prompt corrective action categories; PCA treats a Tier 1 ratio of 8% or more as well capitalized.

Full definition & formula →

Frequently asked questions

What is Security State Bank's Tier 1 Risk-Based Capital Ratio?

Security State Bank's Tier 1 Risk-Based Capital Ratio was 13.55% as of Q2 2026, ranking #1248 of 2,134 U.S. banks.

What is the Tier 1 Risk-Based Capital Ratio?

The Tier 1 Risk-Based Capital ratio measures a bank's Tier 1 capital (CET1 plus Additional Tier 1 instruments) against its risk-weighted assets. It is the broader of the two Tier-1 capital measures and is still the headline capital metric for most banking comparisons.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Security State Bank profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 16448) · FFIEC NIC profile (RSSD 270652)