Security State Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Brokered deposits to total deposits climbed 4.11 percentage points in Q2 2026, from 11.11% to 15.22%. It was the largest change from Q1 2026 among the key lines here. On loan-to-deposit ratio, Security State Bank ranks 11th highest among the 182 banks headquartered in Kansas, at 104.56% (Q2 2026). Security State Bank reported 104.56% on loan-to-deposit ratio for Q2 2026, 16.36 points above the 88.20% median for banks in the $1B-10B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $16.9M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $220.8M |
| Fed funds sold and reverse repos | $323K |
| Fed funds sold and reverse repos to assets | 0.03% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $187.4M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 18.12% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 104.56% |
| Net loans and leases to deposits | 103.55% |
| Loans and leases to core deposits | 120.16% |
| Core deposits to total deposits | 71.80% |
| Brokered deposits to total deposits | 15.22% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 114.29% | 66.39% | $0 | $94.8M |
| Q4 2023 | 111.42% | 67.96% | $0 | $95.2M |
| Q1 2024 | 118.85% | 68.26% | $0 | $105.6M |
| Q2 2024 | 101.71% | 72.11% | $0 | $129.0M |
| Q3 2024 | 103.47% | 72.34% | $0 | $139.5M |
| Q4 2024 | 103.45% | 71.42% | $0 | $136.9M |
| Q1 2025 | 96.66% | 71.34% | $0 | $94.7M |
| Q2 2025 | 96.53% | 73.71% | $0 | $80.5M |
| Q3 2025 | 99.21% | 73.34% | $0 | $111.2M |
| Q4 2025 | 95.74% | 74.64% | $0 | $86.6M |
| Q1 2026 | 102.70% | 74.37% | $0 | $151.4M |
| Q2 2026 | 104.56% | 71.80% | $0 | $187.4M |
Security State Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Security State Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Security State Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 18374) · FFIEC NIC profile (RSSD 319551)