Security State Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Security State Bank of Iron River, WI against its peer group of 2757 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.81% | 1.25% | +0.56% | 78th top |
| ROAE | 8.81% | 12.22% | -3.41% | 28th below |
| Net Interest Margin | 4.75% | 3.95% | +0.80% | 87th top |
| Efficiency Ratio | 49.93% | 63.71% | -13.78% | 81st top |
| PPNR / Avg Assets | 2.48% | — | — | 88th top |
| Yield on Earning Assets | 5.83% | 5.67% | +0.16% | 60th above |
| Cost of Funds | 1.34% | 1.87% | -0.53% | 78th top |
| Net Interest Spread | 4.16% | — | — | 88th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.37% | 0.88% | -0.51% | 53rd above |
| NPA / Total Assets | 0.25% | — | — | 56th above |
| NCO / Avg Loans | 0.00% | 0.15% | -0.15% | 62nd above |
| ACL / Total Loans | 1.76% | — | — | 89th top |
| ACL / NPLs (Coverage) | 480.30% | — | — | 70th above |
| Texas Ratio | 1.11% | 5.96% | -4.85% | 67th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 29.15% | 17.18% | +11.97% | 92nd top |
| Tier 1 Ratio | 29.15% | 17.21% | +11.94% | 92nd top |
| Total Capital Ratio | 30.41% | — | — | 92nd top |
| Leverage Ratio | 21.38% | 11.75% | +9.63% | 96th top |
| Equity / Assets | 20.89% | 10.98% | +9.91% | 96th top |
| TCE / Tangible Assets | 20.89% | — | — | 97th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 87.14% | 80.44% | +6.70% | 35th below |
| Core Deposit Ratio | 94.68% | 86.95% | +7.73% | 82nd top |
| Wholesale Funding Ratio | 1.06% | — | — | 81st top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -0.44% | — | — | 16th bottom |
| Loan Growth (Y/Y) | 8.79% | — | — | 68th above |
| Deposit Growth (Y/Y) | -2.77% | — | — | 11th bottom |
See Security State Bank's peers by name
The 2757 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Security State Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Security State Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Security State Bank peer analysis.