Security State Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Security State Bank of Wellington, KS against its peer group of 506 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA Behind the peer average, ahead of the median peer. | 1.09% | 3.13% | -2.04% | 52nd above |
| ROAE Behind the peer average, ahead of the median peer. | 8.34% | 10.30% | -1.96% | 50th above |
| Net Interest Margin Behind the peer average, ahead of the median peer. | 3.87% | 3.94% | -0.07% | 50th above |
| Efficiency Ratio | 69.94% | 76.32% | -6.38% | 50th above |
| PPNR / Avg Assets | 1.13% | 1.40% | -0.27% | 45th below |
| Yield on Earning Assets | 4.77% | 5.35% | -0.58% | 31st below |
| Cost of Funds | 0.97% | 1.70% | -0.73% | 81st top |
| Net Interest Spread | 3.54% | 3.32% | +0.22% | 60th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.44% | 1.34% | +0.10% | 24th bottom |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.48% | 0.71% | -0.23% | 33rd below |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.06% | 0.10% | -0.04% | 17th bottom |
| ACL / Total Loans | 3.00% | 1.49% | +1.51% | 93rd top |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 208.40% | 866.65% | -658.25% | 60th above |
| Texas Ratio Ahead of the peer average, behind the median peer. | 3.40% | 8.27% | -4.87% | 43rd below |
| Provision / NCO | 0.00% | 291.05% | -291.05% | 22nd bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio Behind the peer average, ahead of the median peer. | 15.56% | 17.65% | -2.09% | 67th above |
| Equity / Assets Behind the peer average, ahead of the median peer. | 13.00% | 16.45% | -3.45% | 54th above |
| TCE / Tangible Assets Behind the peer average, ahead of the median peer. | 13.00% | 16.20% | -3.20% | 57th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 38.17% | 72.89% | -34.72% | 86th top |
| Core Deposit Ratio | 92.06% | 88.27% | +3.79% | 54th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 7.99% | 4.25% | +3.74% | 78th top |
| Loan Growth (Y/Y) | -12.48% | 6.78% | -19.26% | 6th bottom |
| Deposit Growth (Y/Y) | 7.62% | 3.72% | +3.90% | 76th top |
See Security State Bank's peers by name
The 506 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Security State Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Security State Bank profile, how to read a UBPR, or how this data updates.