Security State Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Loans and leases to core deposits climbed 10.00 percentage points in Q2 2026, from 113.75% to 123.75%. It was the largest change from Q1 2026 among the key lines here. On loan-to-deposit ratio, Security State Bank ranks 16th highest among the 225 banks headquartered in Iowa, at 105.76% (Q2 2026). Security State Bank reported 105.76% on loan-to-deposit ratio for Q2 2026, 25.20 points above the 80.55% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $7.2M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $23.3M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 105.76% |
| Net loans and leases to deposits | 103.44% |
| Loans and leases to core deposits | 123.75% |
| Core deposits to total deposits | 85.46% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 76.83% | 90.24% | $0 | $0 |
| Q4 2023 | 85.20% | 89.30% | $0 | $0 |
| Q1 2024 | 86.57% | 88.73% | $0 | $0 |
| Q2 2024 | 88.01% | 86.17% | $0 | $0 |
| Q3 2024 | 83.01% | 82.44% | $0 | $0 |
| Q4 2024 | 78.44% | 82.91% | $0 | $0 |
| Q1 2025 | 87.08% | 84.03% | $0 | $0 |
| Q2 2025 | 88.20% | 82.75% | $0 | $0 |
| Q3 2025 | 88.97% | 84.80% | $0 | $0 |
| Q4 2025 | 95.17% | 84.31% | $0 | $0 |
| Q1 2026 | 96.02% | 84.41% | $0 | $0 |
| Q2 2026 | 105.76% | 85.46% | $0 | $0 |
Security State Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Security State Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Security State Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 15839) · FFIEC NIC profile (RSSD 750846)