Security State Bank of Marine: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Loan-to-deposit ratio climbed 2.66 percentage points in Q2 2026, from 84.40% to 87.06%. It was the largest change from Q1 2026 among the key lines here. Security State Bank of Marine ranks 78th of 221 Minnesota banks on loan-to-deposit ratio, in the upper half at 87.06% (Q2 2026). Security State Bank of Marine reported 87.06% on loan-to-deposit ratio for Q2 2026, 6.22 points above the 80.84% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $28.4M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $53.6M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 87.06% |
| Net loans and leases to deposits | 85.91% |
| Loans and leases to core deposits | 92.20% |
| Core deposits to total deposits | 94.42% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 85.24% | 94.62% | $0 | $0 |
| Q4 2023 | 86.43% | 94.38% | $0 | $0 |
| Q1 2024 | 85.99% | 94.18% | $0 | $0 |
| Q2 2024 | 88.23% | 93.52% | $0 | $0 |
| Q3 2024 | 87.23% | 92.75% | $0 | $0 |
| Q4 2024 | 86.80% | 90.95% | $0 | $0 |
| Q1 2025 | 82.12% | 92.82% | $0 | $0 |
| Q2 2025 | 85.15% | 93.29% | $0 | $0 |
| Q3 2025 | 81.81% | 92.76% | $0 | $0 |
| Q4 2025 | 84.93% | 93.49% | $0 | $0 |
| Q1 2026 | 84.40% | 93.97% | $0 | $0 |
| Q2 2026 | 87.06% | 94.42% | $0 | $0 |
Security State Bank of Marine liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Security State Bank of Marine, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Security State Bank of Marine profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 10163) · FFIEC NIC profile (RSSD 990053)