Security State Bank of Oklahoma: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Security State Bank of Oklahoma of Wewoka, OK against its peer group of 2603 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 2.49% | 1.34% | +1.15% | 94th top |
| ROAE | 21.22% | 13.32% | +7.90% | 90th top |
| Net Interest Margin | 5.02% | 3.93% | +1.09% | 92nd top |
| Efficiency Ratio | 38.40% | 61.14% | -22.74% | 96th top |
| PPNR / Avg Assets | 3.08% | 1.68% | +1.40% | 96th top |
| Yield on Earning Assets | 6.62% | 5.67% | +0.95% | 90th top |
| Cost of Funds | 1.78% | 1.88% | -0.10% | 52nd above |
| Net Interest Spread | 3.94% | 3.32% | +0.62% | 81st top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.67% | 0.94% | -0.27% | 38th below |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.39% | 0.70% | -0.31% | 45th below |
| NCO / Avg Loans | 1.02% | 0.16% | +0.86% | 3rd bottom |
| ACL / Total Loans | 1.41% | 1.28% | +0.13% | 72nd above |
| ACL / NPLs (Coverage) | 211.63% | 1546.67% | -1335.04% | 49th below |
| Texas Ratio | 3.13% | 7.34% | -4.21% | 52nd above |
| Provision / NCO | 49.91% | 1395.63% | -1345.72% | 28th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 19.59% | 19.48% | +0.11% | 76th top |
| Tier 1 Ratio | 19.59% | 19.52% | +0.07% | 76th top |
| Total Capital Ratio | 20.79% | 20.60% | +0.19% | 76th top |
| Leverage Ratio | 12.41% | 12.14% | +0.27% | 69th above |
| Equity / Assets | 11.99% | 11.36% | +0.63% | 71st above |
| TCE / Tangible Assets | 11.99% | 11.08% | +0.91% | 73rd above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 72.27% | 80.66% | -8.39% | 67th above |
| Core Deposit Ratio | 89.90% | 86.85% | +3.05% | 54th above |
| Wholesale Funding Ratio | 13.55% | 5.03% | +8.52% | 7th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 0.35% | 6.84% | -6.49% | 22nd bottom |
| Loan Growth (Y/Y) | 4.12% | 7.92% | -3.80% | 43rd below |
| Deposit Growth (Y/Y) | -2.62% | 6.29% | -8.91% | 11th bottom |
See Security State Bank of Oklahoma's peers by name
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Unlock Security State Bank of Oklahoma, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Security State Bank of Oklahoma profile, how to read a UBPR, or how this data updates.