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Security Trust & Savings Bank: Tier 1 Risk-Based Capital Ratio

31.77% Ranks #65 of 2,136 U.S. banks · 97th percentile

Data as of · sourced from FFIEC call reports. How we update

Security Trust & Savings Bank reported a tier 1 risk-based capital ratio of 31.77% as of Q2 2026, ranking #65 of 2,136 U.S. banks (97th percentile). Tier 1 Risk-Based Capital combines Common Equity Tier 1 plus Additional Tier 1 instruments, the broader capital measure after CET1.

12-Quarter Trend

Q3 2023 Latest
Q2 2026 31.77%
Q1 2026 31.34%
Q4 2025 29.77%
Q3 2025 31.87%
Q2 2025 30.36%
Q1 2025 29.59%
Q4 2024 28.63%
Q3 2024 30.13%
Q2 2024 29.57%
Q1 2024 28.17%
Q4 2023 26.23%
Q3 2023 27.44%

National Context

Latest value 31.77%
National rank#65 of 2,136
Percentile 97th
12-quarter low26.23%
12-quarter high31.87%
Full rankingView leaderboard

What is the Tier 1 Risk-Based Capital Ratio?

The Tier 1 Risk-Based Capital ratio measures a bank's Tier 1 capital (CET1 plus Additional Tier 1 instruments) against its risk-weighted assets. It is the broader of the two Tier-1 capital measures and is still the headline capital metric for most banking comparisons.

Read Tier 1 RBC alongside CET1: a large gap between them means the bank relies meaningfully on preferred stock for its capital base, which is more expensive and less flexible than common equity. Most community banks show Tier 1 RBC within 10–30bp of CET1.

Full definition & formula →

Frequently asked questions

What is Security Trust & Savings Bank's Tier 1 Risk-Based Capital Ratio?

Security Trust & Savings Bank's Tier 1 Risk-Based Capital Ratio was 31.77% as of Q2 2026, ranking #65 of 2,136 U.S. banks.

What is the Tier 1 Risk-Based Capital Ratio?

The Tier 1 Risk-Based Capital ratio measures a bank's Tier 1 capital (CET1 plus Additional Tier 1 instruments) against its risk-weighted assets. It is the broader of the two Tier-1 capital measures and is still the headline capital metric for most banking comparisons.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Security Trust & Savings Bank profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 968) · FFIEC NIC profile (RSSD 363648)