Select Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Select Bank of Forest, VA against its peer group of 2757 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.27% | 1.25% | +0.02% | 50th above |
| ROAE | 15.26% | 13.17% | +2.09% | 67th above |
| Net Interest Margin | 3.43% | 3.95% | -0.52% | 24th bottom |
| Efficiency Ratio | 56.42% | 61.50% | -5.08% | 64th above |
| PPNR / Avg Assets | 1.56% | — | — | 48th below |
| Yield on Earning Assets | 6.00% | 5.67% | +0.33% | 68th above |
| Cost of Funds | 2.64% | 1.87% | +0.77% | 12th bottom |
| Net Interest Spread | 2.94% | — | — | 29th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.11% | 0.93% | +0.18% | 26th below |
| NPA / Total Assets | 0.97% | — | — | 21st bottom |
| NCO / Avg Loans | 0.00% | 0.15% | -0.15% | 74th above |
| ACL / Total Loans | 0.78% | — | — | 10th bottom |
| ACL / NPLs (Coverage) | 70.70% | — | — | 19th bottom |
| Texas Ratio | 10.38% | 6.06% | +4.32% | 17th bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 11.52% | 17.18% | -5.66% | 12th bottom |
| Tier 1 Ratio | 11.52% | 17.21% | -5.69% | 12th bottom |
| Total Capital Ratio | 12.37% | — | — | 10th bottom |
| Leverage Ratio | 9.54% | 11.75% | -2.21% | 22nd bottom |
| Equity / Assets | 8.29% | 10.98% | -2.69% | 16th bottom |
| TCE / Tangible Assets | 8.29% | — | — | 19th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 102.46% | 80.44% | +22.02% | 9th bottom |
| Core Deposit Ratio Ahead of the peer average, behind the median peer. | 87.17% | 86.95% | +0.22% | 40th below |
| Wholesale Funding Ratio | 5.72% | — | — | 33rd below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 4.63% | — | — | 51st above |
| Loan Growth (Y/Y) | 5.03% | — | — | 47th below |
| Deposit Growth (Y/Y) | 0.36% | — | — | 24th bottom |
See Select Bank's peers by name
The 2757 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Select Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Select Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Select Bank peer analysis.