Simmons Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Simmons Bank of Pine Bluff, AR against its peer group of 134 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.16% | 1.35% | -0.19% | 38th below |
| ROAE | 8.96% | 12.31% | -3.35% | 27th below |
| Net Interest Margin | 3.74% | 3.68% | +0.06% | 60th above |
| Efficiency Ratio | 55.86% | 53.80% | +2.06% | 41st below |
| PPNR / Avg Assets | 1.74% | 1.96% | -0.22% | 45th below |
| Yield on Earning Assets | 5.65% | 5.57% | +0.08% | 71st above |
| Cost of Funds | 1.99% | 1.99% | +0.00% | 45th below |
| Net Interest Spread | 3.13% | 2.98% | +0.15% | 65th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.91% | 1.05% | -0.14% | 43rd below |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.71% | 0.76% | -0.05% | 41st below |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.20% | 0.36% | -0.16% | 34th below |
| ACL / Total Loans Behind the peer average, ahead of the median peer. | 1.32% | 1.37% | -0.05% | 72nd above |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 144.12% | 210.36% | -66.24% | 50th above |
| Texas Ratio Ahead of the peer average, behind the median peer. | 8.53% | 10.25% | -1.72% | 33rd below |
| Provision / NCO | 176.07% | 106.96% | +69.11% | 85th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 10.44% | 14.77% | -4.33% | 1st bottom |
| Tier 1 Ratio | 10.44% | 14.89% | -4.45% | 1st bottom |
| Total Capital Ratio | 11.69% | 16.11% | -4.42% | 1st bottom |
| Leverage Ratio | 9.18% | 10.27% | -1.09% | 19th bottom |
| Equity / Assets | 13.09% | 11.54% | +1.55% | 75th top |
| TCE / Tangible Assets | 7.88% | 9.49% | -1.61% | 16th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 90.70% | 83.84% | +6.86% | 32nd below |
| Core Deposit Ratio | 83.97% | 86.78% | -2.81% | 26th below |
| Uninsured Deposit Ratio | 36.19% | 38.96% | -2.77% | 62nd above |
| Wholesale Funding Ratio Ahead of the peer average, behind the median peer. | 5.15% | 5.65% | -0.50% | 38th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -7.12% | 10.19% | -17.31% | 1st bottom |
| Loan Growth (Y/Y) | 5.55% | 10.15% | -4.60% | 48th below |
| Deposit Growth (Y/Y) | -9.76% | 10.07% | -19.83% | 1st bottom |
See Simmons Bank's peers by name
The 134 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Simmons Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Simmons Bank profile, how to read a UBPR, or how this data updates.