South Central State Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks South Central State Bank of Campbell, NE against its peer group of 2603 similarly-sized US banks as of Q3 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 2.59% | 1.25% | +1.34% | 95th top |
| ROAE | 17.04% | 13.21% | +3.83% | 66th above |
| Net Interest Margin | 4.78% | 3.95% | +0.83% | 84th top |
| Efficiency Ratio Ahead of the peer average, behind the median peer. | 59.58% | 61.29% | -1.71% | 40th below |
| PPNR / Avg Assets | 1.81% | — | — | 52nd above |
| Yield on Earning Assets | 6.45% | 5.68% | +0.77% | 82nd top |
| Cost of Funds | 1.90% | 1.88% | +0.02% | 35th below |
| Net Interest Spread | 4.13% | — | — | 84th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 0.93% | -0.93% | 94th top |
| NPA / Total Assets | 0.00% | — | — | 95th top |
| NCO / Avg Loans | 0.00% | 0.16% | -0.16% | 60th above |
| ACL / Total Loans | 0.88% | — | — | 10th bottom |
| Texas Ratio | 0.00% | 7.37% | -7.37% | 95th top |
| Provision / NCO | 70.09% | — | — | 25th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 16.32% | 17.08% | -0.76% | 57th above |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 16.32% | 17.11% | -0.79% | 57th above |
| Total Capital Ratio | 17.03% | — | — | 52nd above |
| Leverage Ratio | 15.52% | 11.73% | +3.79% | 88th top |
| Equity / Assets | 15.09% | 10.97% | +4.12% | 92nd top |
| TCE / Tangible Assets | 14.93% | — | — | 92nd top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 91.17% | 80.71% | +10.46% | 17th bottom |
| Core Deposit Ratio Ahead of the peer average, behind the median peer. | 88.03% | 86.89% | +1.14% | 39th below |
| Wholesale Funding Ratio | 7.60% | — | — | 21st bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 8.31% | — | — | 79th top |
| Loan Growth (Y/Y) | 13.36% | — | — | 85th top |
| Deposit Growth (Y/Y) | 2.71% | — | — | 41st below |
See South Central State Bank's peers by name
The 2603 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock South Central State Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full South Central State Bank profile, how to read a UBPR, or how this data updates.