SSB Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks SSB Bank of Pittsburgh, PA against its peer group of 2757 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.51% | 1.25% | +0.26% | 63rd above |
| ROAE | 20.05% | 13.17% | +6.88% | 87th top |
| Net Interest Margin | 3.61% | 3.95% | -0.34% | 32nd below |
| Efficiency Ratio | 58.13% | 61.50% | -3.37% | 59th above |
| PPNR / Avg Assets | 2.29% | — | — | 83rd top |
| Yield on Earning Assets | 5.38% | 5.67% | -0.29% | 39th below |
| Cost of Funds | 2.22% | 1.87% | +0.35% | 25th below |
| Net Interest Spread | 3.14% | — | — | 40th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 2.13% | 0.93% | +1.20% | 12th bottom |
| NPA / Total Assets | 1.94% | — | — | 8th bottom |
| NCO / Avg Loans | 0.00% | 0.15% | -0.15% | 75th top |
| ACL / Total Loans | 1.05% | — | — | 32nd below |
| ACL / NPLs (Coverage) | 49.57% | — | — | 10th bottom |
| Texas Ratio | 20.33% | 6.06% | +14.27% | 5th bottom |
| Provision / NCO | 149.53% | — | — | 49th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 11.68% | 17.18% | -5.50% | 13th bottom |
| Tier 1 Ratio | 11.68% | 17.21% | -5.53% | 13th bottom |
| Total Capital Ratio | 12.92% | — | — | 15th bottom |
| Leverage Ratio | 7.75% | 11.75% | -4.00% | 1st bottom |
| Equity / Assets | 7.21% | 10.98% | -3.77% | 7th bottom |
| TCE / Tangible Assets | 7.21% | — | — | 8th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 76.85% | 80.44% | -3.59% | 58th above |
| Core Deposit Ratio | 91.27% | 86.95% | +4.32% | 63rd above |
| Wholesale Funding Ratio | 4.41% | — | — | 43rd below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 20.36% | — | — | 95th top |
| Loan Growth (Y/Y) | 8.57% | — | — | 67th above |
| Deposit Growth (Y/Y) | 23.80% | — | — | 96th top |
See SSB Bank's peers by name
The 2757 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock SSB Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full SSB Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the SSB Bank peer analysis.