St. Clair County State Bank: Non-Performing Assets Ratio
Data as of · sourced from FFIEC call reports. How we update
St. Clair County State Bank reported a non-performing assets ratio of 0.19% as of Q2 2026, ranking #2,402 of 3,644 U.S. banks (34th percentile). That is down 0.17 percentage points from 0.36% a year earlier, and below the 0.33% median of the 1,875 Small Community Banks ($100M–$500M in assets). The NPA ratio extends NPL to include other real estate owned (OREO), the full picture of distressed assets relative to the bank's size.
12-Quarter Trend
National Context
What is the Non-Performing Assets Ratio?
Non-performing assets (NPAs) are a bank's non-performing loans plus other real estate owned (OREO), the property it has taken through foreclosure. The NPA ratio divides them by total assets, so it measures the whole stock of troubled assets, not only troubled loans.
Compare the NPA ratio with the NPL ratio. When OREO makes up a large share of NPAs, the bank has completed foreclosures but has not sold the property, which can mean a weak local real estate market. Because the denominator is total assets, a bank with a small loan book relative to its securities shows a lower NPA ratio than its loan problems deserve.
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What is St. Clair County State Bank's Non-Performing Assets Ratio?
St. Clair County State Bank's Non-Performing Assets Ratio was 0.19% as of Q2 2026, ranking #2402 of 3,644 U.S. banks.
What is the Non-Performing Assets Ratio?
Non-performing assets (NPAs) are a bank's non-performing loans plus other real estate owned (OREO), the property it has taken through foreclosure. The NPA ratio divides them by total assets, so it measures the whole stock of troubled assets, not only troubled loans.
More St. Clair County State Bank metrics
Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full St. Clair County State Bank profile or how this data updates. The figures come from the bank's call report.
Regulator records: FDIC BankFind (cert 11002) · FFIEC NIC profile (RSSD 692450)