State Bank of Chilton: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks State Bank of Chilton of Chilton, WI against its peer group of 2603 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 2.29% | 1.34% | +0.95% | 92nd top |
| ROAE | 18.25% | 13.32% | +4.93% | 81st top |
| Net Interest Margin | 4.42% | 3.93% | +0.49% | 76th top |
| Efficiency Ratio | 41.52% | 61.14% | -19.62% | 94th top |
| PPNR / Avg Assets | 2.60% | 1.68% | +0.92% | 91st top |
| Yield on Earning Assets | 6.12% | 5.67% | +0.45% | 73rd above |
| Cost of Funds | 1.93% | 1.88% | +0.05% | 42nd below |
| Net Interest Spread | 3.65% | 3.32% | +0.33% | 68th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.58% | 0.94% | -0.36% | 42nd below |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.49% | 0.70% | -0.21% | 39th below |
| NCO / Avg Loans | -0.01% | 0.16% | -0.17% | 86th top |
| ACL / Total Loans | 1.74% | 1.28% | +0.46% | 88th top |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 301.35% | 1546.80% | -1245.45% | 60th above |
| Texas Ratio | 3.45% | 7.34% | -3.89% | 50th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 12.75% | 12.14% | +0.61% | 73rd above |
| Equity / Assets | 12.71% | 11.36% | +1.35% | 76th top |
| TCE / Tangible Assets | 12.71% | 11.08% | +1.63% | 78th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 100.54% | 80.65% | +19.89% | 11th bottom |
| Core Deposit Ratio | 89.37% | 86.85% | +2.52% | 51st above |
| Wholesale Funding Ratio | 2.59% | 5.04% | -2.45% | 60th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) Behind the peer average, ahead of the median peer. | 6.47% | 6.84% | -0.37% | 65th above |
| Loan Growth (Y/Y) | 13.43% | 7.92% | +5.51% | 83rd top |
| Deposit Growth (Y/Y) | 7.48% | 6.29% | +1.19% | 73rd above |
See State Bank of Chilton's peers by name
The 2603 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock State Bank of Chilton, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full State Bank of Chilton profile, how to read a UBPR, or how this data updates.