State Bank of Easton: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks State Bank of Easton of Easton, MN against its peer group of 536 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA Behind the peer average, ahead of the median peer. | 1.51% | 3.14% | -1.63% | 69th above |
| ROAE | 11.10% | 10.42% | +0.68% | 64th above |
| Net Interest Margin | 4.05% | 3.93% | +0.12% | 58th above |
| Efficiency Ratio | 58.65% | 76.31% | -17.66% | 72nd above |
| PPNR / Avg Assets | 1.64% | 1.40% | +0.24% | 67th above |
| Yield on Earning Assets | 5.89% | 5.35% | +0.54% | 73rd above |
| Cost of Funds | 2.10% | 1.70% | +0.40% | 24th bottom |
| Net Interest Spread | 3.33% | 3.31% | +0.02% | 51st above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.60% | 1.34% | +0.26% | 22nd bottom |
| NPA / Total Assets | 1.12% | 0.71% | +0.41% | 17th bottom |
| NCO / Avg Loans | -0.74% | 0.11% | -0.85% | 99th top |
| ACL / Total Loans Behind the peer average, ahead of the median peer. | 1.43% | 1.49% | -0.06% | 64th above |
| ACL / NPLs (Coverage) | 88.99% | 865.05% | -776.06% | 36th below |
| Texas Ratio Ahead of the peer average, behind the median peer. | 7.59% | 8.25% | -0.66% | 25th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 19.20% | 61.93% | -42.73% | 39th below |
| Tier 1 Ratio | 19.20% | 61.94% | -42.74% | 39th below |
| Total Capital Ratio | 20.45% | 62.90% | -42.45% | 41st below |
| Leverage Ratio Behind the peer average, ahead of the median peer. | 13.76% | 17.61% | -3.85% | 56th above |
| Equity / Assets Behind the peer average, ahead of the median peer. | 13.77% | 16.43% | -2.66% | 59th above |
| TCE / Tangible Assets Behind the peer average, ahead of the median peer. | 13.77% | 16.18% | -2.41% | 61st above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 84.19% | 72.82% | +11.37% | 25th below |
| Core Deposit Ratio | 80.92% | 88.22% | -7.30% | 14th bottom |
| Wholesale Funding Ratio | 2.57% | 5.28% | -2.71% | 62nd above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) Behind the peer average, ahead of the median peer. | 2.98% | 4.30% | -1.32% | 52nd above |
| Loan Growth (Y/Y) | 18.07% | 6.71% | +11.36% | 90th top |
| Deposit Growth (Y/Y) Behind the peer average, ahead of the median peer. | 3.73% | 3.77% | -0.04% | 58th above |
See State Bank of Easton's peers by name
The 536 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock State Bank of Easton, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full State Bank of Easton profile, how to read a UBPR, or how this data updates.