State Bank of Taunton: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks State Bank of Taunton of Taunton, MN against its peer group of 536 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.81% | 3.14% | -2.33% | 39th below |
| ROAE | 8.03% | 10.42% | -2.39% | 48th below |
| Net Interest Margin | 4.08% | 3.93% | +0.15% | 60th above |
| Efficiency Ratio | 80.94% | 76.30% | +4.64% | 29th below |
| PPNR / Avg Assets | 0.80% | 1.40% | -0.60% | 30th below |
| Yield on Earning Assets | 4.86% | 5.35% | -0.49% | 35th below |
| Cost of Funds | 0.89% | 1.71% | -0.82% | 84th top |
| Net Interest Spread | 3.48% | 3.31% | +0.17% | 58th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 4.06% | 1.34% | +2.72% | 7th bottom |
| NPA / Total Assets | 2.31% | 0.71% | +1.60% | 7th bottom |
| NCO / Avg Loans | 3.30% | 0.10% | +3.20% | 1st bottom |
| ACL / Total Loans | 1.51% | 1.49% | +0.02% | 67th above |
| ACL / NPLs (Coverage) | 37.11% | 865.73% | -828.62% | 12th bottom |
| Texas Ratio | 20.34% | 8.23% | +12.11% | 8th bottom |
| Provision / NCO | 0.00% | 315.37% | -315.37% | 22nd bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 19.24% | 61.98% | -42.74% | 39th below |
| Tier 1 Ratio | 19.24% | 61.98% | -42.74% | 39th below |
| Total Capital Ratio | 20.44% | 62.95% | -42.51% | 40th below |
| Leverage Ratio Behind the peer average, ahead of the median peer. | 13.39% | 17.61% | -4.22% | 52nd above |
| Equity / Assets | 10.51% | 16.43% | -5.92% | 31st below |
| TCE / Tangible Assets | 10.51% | 16.18% | -5.67% | 33rd below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit Ahead of the peer average, behind the median peer. | 71.43% | 72.83% | -1.40% | 44th below |
| Core Deposit Ratio | 98.56% | 88.20% | +10.36% | 91st top |
| Wholesale Funding Ratio | 9.45% | 5.26% | +4.19% | 16th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -4.20% | 4.31% | -8.51% | 15th bottom |
| Loan Growth (Y/Y) | -20.60% | 6.76% | -27.36% | 2nd bottom |
| Deposit Growth (Y/Y) | -5.15% | 3.78% | -8.93% | 14th bottom |
See State Bank of Taunton's peers by name
The 536 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock State Bank of Taunton, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full State Bank of Taunton profile, how to read a UBPR, or how this data updates.