State Bank of Whittington: Deposit Base
Data as of · Call Report Schedules RC-E and RC-O How we update
How the bank is funded. Core deposits are the stable, mostly-insured relationship money; brokered and uninsured balances are the fastest to leave. The 2023 regional bank failures were runs on uninsured deposits, which is why that share now gets read first.
Time deposits $100k to $250k climbed 26.0% in Q2 2026, from $7.0M to $8.8M. It was the largest change from Q1 2026 among the key lines here. State Bank of Whittington ranks 212th of 323 Illinois banks on total deposits, in the lower half at $159.7M (Q2 2026). State Bank of Whittington reported $159.7M on total deposits for Q2 2026, 42% below the $277.3M median for banks in the $100M-1B asset tier.
Deposit totals
| Line item | Q2 2026 |
|---|---|
| Total deposits | $159.7M |
| Domestic office deposits | $159.7M |
| Foreign office deposits | — |
| Deposits to total assets | 88.66% |
| Deposits to total liabilities | 99.18% |
Deposit composition
| Line item | Q2 2026 |
|---|---|
| Demand deposits | $61.8M |
| Savings deposits | $33.0M |
| Transaction accounts to domestic deposits | 54.44% |
| Time deposits | $15K |
| Time deposits under $100k | $9.4M |
| Time deposits $100k to $250k | $8.8M |
| Time deposits over $250k | $6.1M |
| Noninterest-bearing share of deposits | 38.73% |
Stability of funding
| Line item | Q2 2026 |
|---|---|
| Core deposits | $153.6M |
| Core deposits to total deposits | 96.17% |
| Insured deposits | — |
| Uninsured deposits | — |
| Uninsured deposits to total deposits | — |
| Brokered deposits | $0 |
| Brokered deposits to total deposits | 0.00% |
Cost of deposits
| Line item | Q2 2026 |
|---|---|
| Cost of interest-bearing deposits | 1.71% |
| Interest expense on deposits | $415K |
| Loans and leases to core deposits | 79.28% |
Deposit Base trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Deposit Base by quarter
| Quarter | Total deposits | Core deposits | Brokered deposits | Cost of interest-bearing deposits |
|---|---|---|---|---|
| Q3 2023 | $159.0M | 94.36% | 3.17% | 1.16% |
| Q4 2023 | $159.8M | 95.00% | 2.51% | 1.44% |
| Q1 2024 | $159.0M | 94.95% | 2.52% | 1.87% |
| Q2 2024 | $156.3M | 94.63% | 2.56% | 1.49% |
| Q3 2024 | $154.3M | 95.17% | 2.60% | 1.08% |
| Q4 2024 | $155.8M | 94.70% | 2.61% | 1.60% |
| Q1 2025 | $154.1M | 95.60% | 1.33% | 1.89% |
| Q2 2025 | $155.6M | 96.27% | 0.67% | 1.69% |
| Q3 2025 | $158.1M | 97.29% | 0.00% | 1.57% |
| Q4 2025 | $158.1M | 97.26% | 0.00% | 1.57% |
| Q1 2026 | $159.5M | 96.35% | 0.00% | 1.62% |
| Q2 2026 | $159.7M | 96.17% | 0.00% | 1.71% |
State Bank of Whittington deposit base, all the way back
Deposit Base back to 2001 · peer percentiles on every line item · Excel export
Unlock State Bank of Whittington, freeSource: Call Report Schedules RC-E and RC-O, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full State Bank of Whittington profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 19689) · FFIEC NIC profile (RSSD 270148)