The State Bank of Wynnewood: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks The State Bank of Wynnewood of Wynnewood, OK against its peer group of 2672 similarly-sized US banks as of Q3 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.01% | 1.25% | -0.24% | 18th bottom |
| ROAE | 7.77% | 13.24% | -5.47% | 15th bottom |
| Net Interest Margin | 3.13% | 3.95% | -0.82% | 7th bottom |
| Efficiency Ratio | 64.21% | 61.22% | +2.99% | 25th below |
| PPNR / Avg Assets | 1.01% | — | — | 10th bottom |
| Yield on Earning Assets | 4.61% | 5.68% | -1.07% | 11th bottom |
| Cost of Funds Ahead of the peer average, behind the median peer. | 1.77% | 1.88% | -0.11% | 41st below |
| Net Interest Spread | 2.47% | — | — | 7th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.09% | 0.94% | -0.85% | 66th above |
| NPA / Total Assets | 0.04% | — | — | 72nd above |
| NCO / Avg Loans | 0.00% | 0.16% | -0.16% | 58th above |
| ACL / Total Loans | 1.35% | — | — | 59th above |
| ACL / NPLs (Coverage) | 1527.91% | — | — | — |
| Texas Ratio | 0.29% | 7.40% | -7.11% | 77th top |
| Provision / NCO | 0.00% | — | — | 10th bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 16.15% | 11.73% | +4.42% | 84th top |
| Equity / Assets | 13.22% | 10.96% | +2.26% | 74th above |
| TCE / Tangible Assets | 13.22% | — | — | 75th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 51.77% | 80.60% | -28.83% | 84th top |
| Core Deposit Ratio | 80.82% | 86.92% | -6.10% | 10th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -1.54% | — | — | 13th bottom |
| Loan Growth (Y/Y) | -1.96% | — | — | 18th bottom |
| Deposit Growth (Y/Y) | -1.72% | — | — | 15th bottom |
See The State Bank of Wynnewood's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock The State Bank of Wynnewood, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full The State Bank of Wynnewood profile, how to read a UBPR, or how this data updates.