Stifel Trust Company Delaware, N.A.: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
The biggest quarter-over-quarter change on this page was a small one: Yield on securities edged down 0.06 percentage points between Q1 2026 and Q2 2026, to 3.54%. Stifel Trust Company Delaware, N.A. ranks 11th of 17 Delaware banks on net interest margin, in the lower half at 3.50% (Q2 2026). The median for banks in the $100M-1B asset tier is 3.95% on net interest margin. Stifel Trust Company Delaware, N.A. sits 0.45 points lower, at 3.50% (Q2 2026).
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 3.64% |
| Yield on loans | — |
| Yield on securities | 3.54% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 0.16% |
| Cost of interest-bearing deposits | 0.15% |
| Cost of interest-bearing liabilities | 0.15% |
| Cost of borrowings | — |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 3.50% |
| Yield to cost spread | 3.49% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $0 |
| Total interest expense | $118K |
| Interest expense on deposits | $118K |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Securities |
|---|---|---|---|---|
| Q3 2023 | 4.53% | 1.15% | 3.49% | 4.20% |
| Q4 2023 | 4.38% | 1.05% | 3.45% | 4.10% |
| Q1 2024 | 4.21% | 1.09% | 3.26% | 3.67% |
| Q2 2024 | 4.13% | 1.12% | 3.13% | 3.59% |
| Q3 2024 | 3.98% | 1.18% | 2.94% | 3.12% |
| Q4 2024 | 3.63% | 1.07% | 2.68% | 2.77% |
| Q1 2025 | 3.69% | 0.96% | 2.83% | 3.10% |
| Q2 2025 | 3.87% | 0.90% | 3.07% | 3.45% |
| Q3 2025 | 4.10% | 0.83% | 3.37% | 3.81% |
| Q4 2025 | 3.81% | 0.30% | 3.54% | 3.72% |
| Q1 2026 | 3.66% | 0.16% | 3.52% | 3.60% |
| Q2 2026 | 3.64% | 0.16% | 3.50% | 3.54% |
Stifel Trust Company Delaware, N.A. yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Stifel Trust Company Delaware, N.A., freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Stifel Trust Company Delaware, N.A. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 59043) · FFIEC NIC profile (RSSD 4125778)