Stoughton Co-Operative Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
The biggest quarter-over-quarter change on this page was a small one: Common equity Tier 1 capital edged up 1.8% between Q1 2026 and Q2 2026, to $13.6M.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 10.00% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $13.6M |
| Tier 1 capital | $13.6M |
| Total risk-based capital | — |
| Total equity capital | $12.7M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 9.41% |
| Tangible equity to tangible assets | 9.41% |
| Equity capital to average assets | 9.38% |
| Internal capital growth rate | 7.88% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $0 |
| Common stock surplus | $13.1M |
| Retained earnings | $474K |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$842K |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | Tier 1 leverage | Equity / assets | Tangible equity / tangible assets |
|---|---|---|---|
| Q3 2023 | 9.74% | 8.39% | 8.39% |
| Q4 2023 | 9.80% | 8.74% | 8.74% |
| Q1 2024 | 9.76% | 8.49% | 8.49% |
| Q2 2024 | 9.63% | 8.54% | 8.54% |
| Q3 2024 | 9.57% | 8.63% | 8.63% |
| Q4 2024 | 9.32% | 8.47% | 8.47% |
| Q1 2025 | 9.42% | 8.63% | 8.63% |
| Q2 2025 | 9.61% | 8.86% | 8.86% |
| Q3 2025 | 9.60% | 9.01% | 9.01% |
| Q4 2025 | 9.61% | 9.14% | 9.14% |
| Q1 2026 | 9.84% | 9.31% | 9.31% |
| Q2 2026 | 10.00% | 9.41% | 9.41% |
Stoughton Co-Operative Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Stoughton Co-Operative Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Stoughton Co-Operative Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 26513) · FFIEC NIC profile (RSSD 164975)