Sunwest Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Sunwest Bank of Sandy, UT against its peer group of 931 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.57% | 1.46% | +0.11% | 70th above |
| ROAE | 16.70% | 12.71% | +3.99% | 80th top |
| Net Interest Margin | 4.25% | 3.85% | +0.40% | 81st top |
| Efficiency Ratio | 63.01% | 57.40% | +5.61% | 36th below |
| PPNR / Avg Assets | 1.57% | 1.88% | -0.31% | 40th below |
| Yield on Earning Assets Behind the peer average, ahead of the median peer. | 5.63% | 5.72% | -0.09% | 56th above |
| Cost of Funds | 1.49% | 2.02% | -0.53% | 81st top |
| Net Interest Spread | 3.24% | 3.18% | +0.06% | 63rd above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.60% | 1.00% | -0.40% | 51st above |
| NPA / Total Assets | 0.48% | 0.76% | -0.28% | 51st above |
| NCO / Avg Loans | -0.01% | 0.43% | -0.44% | 91st top |
| ACL / Total Loans | 1.77% | 1.31% | +0.46% | 93rd top |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 293.95% | 543.79% | -249.84% | 69th above |
| Texas Ratio | 4.49% | 7.39% | -2.90% | 53rd above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 10.40% | 17.35% | -6.95% | 4th bottom |
| Tier 1 Ratio | 10.40% | 17.38% | -6.98% | 4th bottom |
| Total Capital Ratio | 11.66% | 18.43% | -6.77% | 6th bottom |
| Leverage Ratio | 9.71% | 11.44% | -1.73% | 29th below |
| Equity / Assets | 9.35% | 11.34% | -1.99% | 28th below |
| TCE / Tangible Assets | 9.34% | 10.50% | -1.16% | 40th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 103.69% | 86.92% | +16.77% | 10th bottom |
| Core Deposit Ratio | 95.04% | 85.54% | +9.50% | 86th top |
| Uninsured Deposit Ratio | 53.14% | 33.09% | +20.05% | 7th bottom |
| Wholesale Funding Ratio | 12.82% | 5.69% | +7.13% | 9th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 18.60% | 9.67% | +8.93% | 90th top |
| Loan Growth (Y/Y) | 14.85% | 8.04% | +6.81% | 85th top |
| Deposit Growth (Y/Y) Behind the peer average, ahead of the median peer. | 7.74% | 7.87% | -0.13% | 66th above |
See Sunwest Bank's peers by name
The 931 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Sunwest Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Sunwest Bank profile, how to read a UBPR, or how this data updates.