Superior Savings Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Reserve coverage of non-performing loans dropped 11.90 percentage points in Q2 2026, from 199.66% to 187.76%. It was the largest change from Q1 2026 among the key lines here. On return on assets, Superior Savings Bank is 16th from the bottom among 153 Wisconsin banks, 0.69% (Q2 2026). The median for banks in the < $100M asset tier is 0.98% on return on assets. Superior Savings Bank sits 0.28 points lower, at 0.69% (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 16.30% |
| Equity capital to assets | 17.02% |
| Tangible equity to tangible assets | 17.02% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 1.15% |
| Non-performing assets ratio | 0.97% |
| Net charge-off ratio | 0.00% |
| Texas ratio | 5.14% |
| Allowance for credit losses to loans | 2.16% |
| Reserve coverage of non-performing loans | 187.76% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 0.69% |
| Return on equity | 4.28% |
| Net interest margin | 3.67% |
| Efficiency ratio | 73.68% |
| Yield on earning assets | 5.16% |
| Cost of funds | 1.91% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 102.26% |
| Core deposits to total deposits | 100.00% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 82.46% |
| Securities to assets | — |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | Tier 1 leverage | ROA | Net interest margin | NPL ratio | Net charge-off ratio |
|---|---|---|---|---|---|
| Q3 2023 | 17.88% | 0.97% | 3.79% | 0.77% | 0.00% |
| Q4 2023 | 17.72% | 0.52% | 4.07% | 0.64% | 0.02% |
| Q1 2024 | 18.09% | 0.69% | 3.97% | 1.37% | -0.02% |
| Q2 2024 | 18.09% | 0.78% | 4.01% | 2.10% | 0.00% |
| Q3 2024 | 16.97% | 0.64% | 3.69% | 2.39% | 0.00% |
| Q4 2024 | 17.20% | 0.81% | 3.93% | 2.33% | 0.00% |
| Q1 2025 | 17.90% | 0.46% | 3.55% | 2.34% | 0.20% |
| Q2 2025 | 17.85% | 0.70% | 3.82% | 2.14% | 0.00% |
| Q3 2025 | 17.44% | 0.43% | 3.75% | 2.29% | 0.00% |
| Q4 2025 | 16.20% | 0.82% | 3.63% | 1.35% | 0.00% |
| Q1 2026 | 17.02% | 0.93% | 3.85% | 1.07% | 0.00% |
| Q2 2026 | 16.30% | 0.69% | 3.67% | 1.15% | 0.00% |
Superior Savings Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Superior Savings Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Superior Savings Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 28790) · FFIEC NIC profile (RSSD 575375)