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T Bank, N.A.: Tier 1 Risk-Based Capital Ratio

16.28% Ranks #680 of 2,134 U.S. banks · 68th percentile

Data as of · sourced from FFIEC call reports. How we update

T Bank, N.A. reported a tier 1 risk-based capital ratio of 16.28% as of Q2 2026, ranking #680 of 2,134 U.S. banks (68th percentile). That is up 0.59 percentage points from 15.69% a year earlier, and above the 13.47% median of the 652 Large Community Banks ($1B–$10B in assets). Tier 1 Risk-Based Capital combines Common Equity Tier 1 plus Additional Tier 1 instruments, the broader capital measure after CET1.

12-Quarter Trend

Q3 2023 Q2 2026 (latest)
Q2 2026 16.28%
Q1 2026 16.58%
Q4 2025 16.90%
Q3 2025 16.25%
Q2 2025 15.69%
Q1 2025 16.23%
Q4 2024 16.62%
Q3 2024 17.92%
Q2 2024 18.17%
Q1 2024 19.43%
Q4 2023 20.04%
Q3 2023 20.48%

National Context

Latest value 16.28%
National rank#680 of 2,134
Percentile 68th
12-quarter low15.69%
12-quarter high20.48%
Full rankingView leaderboard

What is the Tier 1 Risk-Based Capital Ratio?

The Tier 1 Risk-Based Capital ratio measures a bank's Tier 1 capital (CET1 plus Additional Tier 1 instruments) against its risk-weighted assets. It is the broader of the two Tier-1 capital measures and is still the headline capital metric for most banking comparisons.

Read Tier 1 RBC alongside CET1: a large gap between them means the bank relies meaningfully on preferred stock for its capital base, which is more expensive and less flexible than common equity. Most community banks show Tier 1 RBC within a few basis points of CET1. The bands below are BankRegReports analyst bands, not prompt corrective action categories; PCA treats a Tier 1 ratio of 8% or more as well capitalized.

Full definition & formula →

Frequently asked questions

What is T Bank, N.A.'s Tier 1 Risk-Based Capital Ratio?

T Bank, N.A.'s Tier 1 Risk-Based Capital Ratio was 16.28% as of Q2 2026, ranking #680 of 2,134 U.S. banks.

What is the Tier 1 Risk-Based Capital Ratio?

The Tier 1 Risk-Based Capital ratio measures a bank's Tier 1 capital (CET1 plus Additional Tier 1 instruments) against its risk-weighted assets. It is the broader of the two Tier-1 capital measures and is still the headline capital metric for most banking comparisons.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full T Bank, N.A. profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 57703) · FFIEC NIC profile (RSSD 3284445)