The First National Bank in Marlow: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks The First National Bank in Marlow of Marlow, OK against its peer group of 536 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA Behind the peer average, ahead of the median peer. | 1.21% | 3.33% | -2.12% | 59th above |
| ROAE | 17.43% | 8.27% | +9.16% | 87th top |
| Net Interest Margin | 4.58% | 3.92% | +0.66% | 78th top |
| Efficiency Ratio Ahead of the peer average, behind the median peer. | 74.11% | 84.49% | -10.38% | 42nd below |
| PPNR / Avg Assets | 1.21% | 1.56% | -0.35% | 49th below |
| Yield on Earning Assets | 5.78% | 5.24% | +0.54% | 70th above |
| Cost of Funds | 1.25% | 1.67% | -0.42% | 66th above |
| Net Interest Spread | 4.01% | 3.30% | +0.71% | 77th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 1.42% | -1.42% | 83rd top |
| NPA / Total Assets | 0.00% | 0.71% | -0.71% | 81st top |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.05% | 0.15% | -0.10% | 19th bottom |
| ACL / Total Loans | 2.37% | 1.52% | +0.85% | 88th top |
| Texas Ratio | 0.00% | 8.57% | -8.57% | 84th top |
| Provision / NCO | 0.00% | 286.20% | -286.20% | 22nd bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 13.14% | 127.10% | -113.96% | 12th bottom |
| Tier 1 Ratio | 13.14% | 127.11% | -113.97% | 12th bottom |
| Total Capital Ratio | 14.40% | 128.00% | -113.60% | 12th bottom |
| Leverage Ratio | 8.15% | 22.11% | -13.96% | 4th bottom |
| Equity / Assets | 7.15% | 20.75% | -13.60% | 6th bottom |
| TCE / Tangible Assets | 7.15% | 20.50% | -13.35% | 6th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit Ahead of the peer average, behind the median peer. | 68.27% | 74.27% | -6.00% | 47th below |
| Core Deposit Ratio | 93.80% | 88.30% | +5.50% | 66th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 0.15% | 3.83% | -3.68% | 34th below |
| Loan Growth (Y/Y) | -11.47% | 6.88% | -18.35% | 8th bottom |
| Deposit Growth (Y/Y) | 1.54% | 2.98% | -1.44% | 47th below |
See The First National Bank in Marlow's peers by name
The 536 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock The First National Bank in Marlow, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full The First National Bank in Marlow profile, how to read a UBPR, or how this data updates.