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TIB, N.A.: Tier 1 Risk-Based Capital Ratio

20.49% Ranks #316 of 2,139 U.S. banks · 85th percentile

Data as of · sourced from FFIEC call reports. How we update

TIB, N.A. reported a tier 1 risk-based capital ratio of 20.49% as of Q2 2026, ranking #316 of 2,139 U.S. banks (85th percentile). Tier 1 Risk-Based Capital combines Common Equity Tier 1 plus Additional Tier 1 instruments, the broader capital measure after CET1.

12-Quarter Trend

Q3 2023 Latest
Q2 2026 20.49%
Q1 2026 20.45%
Q4 2025 19.74%
Q3 2025 18.92%
Q2 2025 17.18%
Q1 2025 17.47%
Q4 2024 17.02%
Q3 2024 17.03%
Q2 2024 17.31%
Q1 2024 17.01%
Q4 2023 16.58%
Q3 2023 16.13%

National Context

Latest value 20.49%
National rank#316 of 2,139
Percentile 85th
12-quarter low16.13%
12-quarter high20.49%
Full rankingView leaderboard

What is the Tier 1 Risk-Based Capital Ratio?

The Tier 1 Risk-Based Capital ratio measures a bank's Tier 1 capital (CET1 plus Additional Tier 1 instruments) against its risk-weighted assets. It is the broader of the two Tier-1 capital measures and is still the headline capital metric for most banking comparisons.

Read Tier 1 RBC alongside CET1: a large gap between them means the bank relies meaningfully on preferred stock for its capital base, which is more expensive and less flexible than common equity. Most community banks show Tier 1 RBC within 10–30bp of CET1.

Full definition & formula →

Frequently asked questions

What is TIB, N.A.'s Tier 1 Risk-Based Capital Ratio?

TIB, N.A.'s Tier 1 Risk-Based Capital Ratio was 20.49% as of Q2 2026, ranking #316 of 2,139 U.S. banks.

What is the Tier 1 Risk-Based Capital Ratio?

The Tier 1 Risk-Based Capital ratio measures a bank's Tier 1 capital (CET1 plus Additional Tier 1 instruments) against its risk-weighted assets. It is the broader of the two Tier-1 capital measures and is still the headline capital metric for most banking comparisons.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full TIB, N.A. profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 23647) · FFIEC NIC profile (RSSD 529958)